This Alicot car insurance review is for the Alicot Insurance Company. This is one entity that makes up Atlantic Mutual Companies, which sold its personal lines of insurance to ACE, which specializes in insurance and reinsurance.

The plan ACE offers is called the “Atlantic Master Plan,” which provides comprehensive coverage for those with “substantial assets.” In 2005, Atlantic Lloyds Insurance Company out of Dallas, Texas changed their name to Alicot Insurance Company. Also in that year, the Alicot Insurance Company received a B+ rating from A.M. Best. This car insurance review is for the Atlantic Master Plan.

All of the policies are completely reinsured by ACE, which holds an A+ rating from several rating companies, including A.M. Best and Standard & Poor’s. If you purchase an insurance packet from them, automobile insurance is automatically included.

Their car insurance policy offers a very impressive array of options and services. They allow you to lock-in the worth of your car, and do not add in depreciation. The policy also rates each driver on the policy independently, so that one driver with a driving history that isn’t so hot won’t inflate the entire rate. They also offer a quick turnaround on collision claims, and they can often issue a check in as early as 48 hours.

It is unclear if you can purchase their auto insurance without also purchasing the entire Atlantic Master Plan, but there are many agents who offer this insurance plan in many cities in all 50 states.

Finding Alicot car insurance quotes online is as easy as speaking with a licensed auto insurance agent. Why not enter your zip into our free tool and get started with a free car insurance comparison?