If you are looking for an American Equity car insurance review, you will find a stable company but one that does not offer auto insurance coverage. American Equity has financial strength ratings that range from good (BBB+) to excellent (A-) from Standard and Poor’s and A.M. Best respectively.
Emphasizing annuities and life insurance policies, American Equity does not sell car insurance as one of their products. However, if you have life insurance from American Equity and you are in the unfortunate circumstance of suffering a fatality in a car accident, your beneficiaries will receive your life insurance benefits.
Of course to compare car insurance quotes from many top car insurance companies you can just use the free tool on the top of this page. Just enter your zip to start!
Annuities are available from American Equity to help you secure your financial future. Choose from traditional fixed interest rate annuities or fixed-indexed interest rate annuities. With a traditional annuity you benefit from tax-deferred monetary growth at competitive interest rates. You can also choose your premium to be single or flexible with no upfront sales fees. Your IRS withdrawal requirements are met systematically and you can receive additional liquidity under certain circumstances of illness.
With a fixed-indexed interest rate annuity through American Equity, you also receive the benefit of tax-deferred growth, but you have a choice of interest calculation and index options. You can also receive a lifetime income benefit.
You have three life insurance options from American Equity, including Single Premium Universal Life, Simplified Issue Whole Life Insurance, and Term Life. The Single Premium Universal Life option is optimized for Estate Creation and Capital Transfer so that your beneficiaries will not have to pay income tax on the death benefit. If you need access to the cash benefit of the plan, you can liquidate up to 10% without penalty.
The Simplified Whole Life plan locks in your premium for life and pays beneficiaries tax-free federal income. Emergency cash value is available through policy loans. Term life insurance is available for 5 years, 10 years, 15 years, or 20 years.
A life insurance policy through American Equity can make your car insurance more complete but what you really want is car insurance quotes, right? Well, since you cannot get American Equity car insurance quotes since they do not offer car insurance policies then just enter your zip into the free tool below and you can find a plethora of quotes from many other insurers!
