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American States Preferred Car Insurance Review

American States Insurance Company is a division of the nationally known Liberty Mutual Insurance Companies. American States Insurance is based in Indianapolis, Indiana and can write policies in any state nationwide. If you want affiliation with one of the big name insurance companies, this is a good choice.

A.M. Best, independent insurance ratings giant, gives American States an A for excellent for their current financial strength. However, future outlook for the company is considered to be poor both in regards to financial stability and its capacity to continue to meet financial obligations. However, TheStreet.com, another insurance reviewer, gave American States a good or B- rating for financial strength.

A J.D. Powers and Associates report listed Liberty Mutual as an average insurance provider, meaning that they receive an average ratio of complaints to policies written. However, the American Association for Justice listed them as one of the worst insurers mainly due to its tendency to force customers to use designated repair facilities.

While Liberty Mutual companies have average complaint ratios, meaning they are not the best nor the worst in regards to complaints, you can easily find specific complaints about Liberty Mutual companies like American States Insurance. Many consumer complaints deal with difficulties with the claims process, problems with details of the policy and premium increases.

If you are looking for car insurance, American States Insurance Company may be a good choice if they are competitively priced. To get specific quotes from a variety of insurers to help you make the right choice in car insurance, use our free auto insurance quote tool today!

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