Comparing Amica vs. Nationwide? Nationwide and Amica both have important advantages and different customer ratings to consider. Here is some factual information to help you make an informed decision. Be sure to read through this Nationwide Amica car insurance comparison and then enter your zip to compare quotes from many different companies and do your own car insurance comparison!
Amica Started as Horseless Carriages Began
A.T. Vigneron started the Automobile Mutual Insurance Company of America (Amica) in 1907 as automobiles first entered the American market. It has become the oldest mutual insurance company in the United States.
Amica’s policyholders have received dividends every year on most policies including during the 1929 economic crash.
Amica has 39 offices across the United States and has 3,000 employees. It was originally based in Providence, Rhode Island. In 1994, Amica relocated its headquarters to a bigger corporate complex close to Lincoln, Rhode Island.
What Does Amica Provide?
Amica offers these insurance product lines and financial services:
- Condominium
- Automobile
- Homeowners
- Renters
- Life
- Annuities
- Umbrella personal liability
Amica Customer Service Ratings
Amica has been awarded by J. D. Powers & Associates research firm as being the “Highest in Customer Satisfaction Among National Auto Insurers” for 10 continuous years and the “Highest in Customer Satisfaction Among National Homeowner Insurers” for 8 straight years.
J. D. Powers & Associates performed a “2009 National Auto Insurance Study” and a “2009 National Homeowners Insurance Study”. Both studies used a rating scale of 1 meaning under the rest to 5 being among the best companies. Amica had identical results in both studies:
- Customer overall experience – 5, 5
- Prices – 5, 5
- Payment and billing – 5, 5
- Contacting policyholder – 5, 5
- Policies offered – 5, 5
Nationwide Began with Help From Farmers
Nationwide started selling automobile insurance over 80 years ago to farmers in Ohio. In 1925, Farm Bureaus provided the funds for Nationwide to grow from a small mutual automobile insurance to one of the biggest insurance providers in the United States.
Nationwide employs about 36,000 people and has over $157 billion in assets. It is still promoted by 8 Farm Bureaus which offer their members discounts on insurance premiums.
Nationwide has expanded into a large network of insurance and financial companies called the Nationwide Mutual Insurance Company & Affiliated Companies. Its main headquarters are located in Columbus, Ohio.
What Nationwide Offers
Nationwide offers a variety of insurance, banking and investment products. Their product lines include:
- Automobile
- Motorcycle
- Boat
- Pet
- Homeowners
- Renters
- Condominium
- Life
- Flood
- Annuities
- Home equity loans
Nationwide’s Customer Satisfaction
Customers have reported that the policyholder often ends up managing the car repair and other required arrangements. Nationwide is also reported to be slow to pay on a claim if the accident is considered the policyholder’s fault.
Here are 2 studies done by J. D. Powers & Associates on Nationwide along with other major insurers. These ratings went from 1 being less than the rest of the companies to 5 being among the best.
“2009 National Auto Insurance Study”
- Customer overall experience – 3
- Prices – 2
- Payment and billing – 3
- Contacting policyholder – 3
- Policies offered – 3
“2009 National Homeowners Insurance Study”
- Customer overall experience – 3
- Prices – 3
- Payment and billing – 3
- Contacting policyholder – 3
- Policies offered – 3
Comparing Nationwide and Amica Quotes
Be sure to compare your Amica and Nationwide auto insurance quotes with quotes from many different auto insurers. Enter your zip code to start now!
