If you are looking for an Atlantic Specialty car insurance review, you may be surprised to find that they no longer offer individual car insurance policies.

Atlantic Specialty now specializes in commercial property insurance, commercial liability insurance, personal lines of insurance, professional lines of insurance, marine insurance, umbrella coverage, and environmental insurance. Within these categories, there are a few situations that do encompass auto insurance.

Atlantic Specialty has a personal line of insurance for High Wealth Clients. To be covered under this category, you must have a six figure income, or higher, and a low debt to income ratio. If you qualify, you can receive auto coverage through a package deal that includes primary residence, auto, jewelry, and homes with coastal exposure. The only way to purchase an auto policy is through the package deal.

The other auto coverage option is through an Umbrella Policy. An umbrella policy covers any gaps in coverage from other polices. This means that you would have to have another individual policy to cover your auto before taking on Atlantic Specialty’s umbrella coverage. This coverage can be in the form of a personal umbrella or an excessive umbrella.

A personal umbrella will cover drivers between 23 and 75 with up to 4 violations and 3 accidents or drivers under 23 with up to 2 accidents and 3 violations. It covers unlimited vehicles including motor homes. An excess umbrella will cover drivers with more accidents and more violations as well as unlimited vehicles. \

To compare these options with other car insurance companies use our free car insurance quote tool now!