This Auto One Select Car Insurance review reveals a unique insurance company offering auto insurance for those with assigned risk. In addition to doing this for individuals, they also handle assigned risk customers for other insurance companies. Assigned risk is an insurance program for high risk drivers that was created by the government.

Auto One Select is part of One Beacon Insurance Group. Their headquarters are located in New York while One Beacon is located in Bermuda.

Auto One Select is licensed to sell insurance policies in Arizona, California, Colorado, Connecticut, Delaware, Idaho, Maine, Montana, New Mexico, New Jersey, New York, Nevada, Oregon, Pennsylvania, South Carolina, Texas, Utah, Vermont, Washington, W. Virginia, Washington D.C. and Wyoming.

This type of insurance is assigned by the government to individuals who cannot get traditional insurance because of a negative driving record. These rates are much higher than other insurance rates so Auto One Select offers a program called the Take-out Program. This is a plan that works with the client to slowly remove them from the assigned risk category.

As a client pays consistently and keeps a clean driving record, Auto One Select transitions the client lowering their overall monthly payment. Since licensed insurance companies are mandated by state law to take on a certain amount of Assigned Risk clients, they may not be as familiar with the program.

By outsourcing to Auto One Select, those providers don’t have to specialize in something that only encompasses a few clients. If you need high risk coverage try using an online car insurance rate quote tool that will give you quotes from Auto One Select and other qualified providers.

Enter your zip code in below to get your free car insurance comparison!