While you might be surprised to find that “Clearwater Select” is not currently a car insurance company you can find online, there are many Florida car insurance options to choose from.

There are a few things you will need to remember about car insurance in Florida. For one, if you want to register a car in Florida, Florida law mandates that you purchase car insurance. Furthermore, Florida car insurance requires that everyone carry a minimum in insurance: $10,000 in personal injury protection (PIP) and another $10,000 in property damage liability (PDL).

Personal Injury Protection insurance (also known as Florida No Fault Insurance) covers a multitude of scenarios up to the limit of the policy regardless of whether you are or are not at fault in an accident. It also covers friends or family who are in your car, and some licensed drivers who may be passengers—and sometimes in cases when someone else is driving your car. If you are a passenger in someone else’s car, your PIP will cover you in case of an accident, as well as if a car hits you when you are riding a bike or walking. It will also cover your child if he or she is injured while riding a school bus. Property damage liability covers any damages caused by you or your family to someone else’s property.

The main thing to remember is that you are required to have insurance if you want to own and drive a car in Florida. Your driver’s license and car registration can be revoked or suspended if you fail to continuously keep car insurance. Insurance rates are remaining stable in Florida in comparison to the national average, but it is still a good idea to shop around for the best prices.

Online rate quote tools like ours can really help you to get an idea for what different companies are offering, so that you can get a real feel for the competitive car insurance rates offered in Clearwater. Enter your zip code to start comparing rates now!