A Great Northern Insurance Company car insurance review finds that this company is a subsidiary of Chubb Groups of Insurance Companies. Great Northern covers customers needing policies in Illinois and Northwest Indiana. To compare your Great Northern car insurance rates with rates from other top auto insurance companies just enter your zip above for free car insurance rates!

Incorporated in 1973, Great Northern follows the procedures and policy underwriting practices of Chubb but works with its own agents and under Illinois and Indiana state law. Chubb gets an A++ or stable rating from A.M.Best and Great Northern is not rated by that analyst.

Great Northern was created before car insurance policies were mandatory so those applying for policies were the wealthy or those owning expensive vehicles. This is when Great Northern created the idea to treat all policy holders the same no matter what type of car was being insured. This has made them one of the leading policy writing companies in both Illinois and Indiana.

Great Northern is one of the few companies that do not require a credit check to qualify for insurance. However, this can be a little bit deceiving as not allowing them to check your credit means you automatically get a higher rate. Allowing Great Northern to check your credit history means that you will get a rate based partly on your credit score and it may be lower depending on your credit history.

Great Northern also accepts high risk drivers with previous violations and accidents as well as Illinois SR22 customers. Accepting high risk drivers means that Great Northern is required by Illinois and Indiana to sell insurance to a certain number for customers who do not qualify for traditional insurance due to high risk driving behavior or a negative driving record.

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