The Mercury Sable is almost a mirrored image of the Ford Taurus, although it stood in its own spot light. Production of the Sable started in 1994 with a couple of face lifts along the way. Eventually production ended in 2009; although a few were sold in 2010. You can expect to pay between $1150 and $1250 for the most recent models years of brand new Sables.
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Since the Sable was such a popular car during its peak season, insurance for new models was very affordable. If you had to choose a car that was easy to insure due to a blemished credit report or SR22, the Sable is a good choice. Even used models are insurable at an affordable rate.
What is the history of the Mercury Sable?
When the Taurus was car of the year, it paved the way for the popularity of the Sable. Formerly the Montego, the Sable’s aerodynamic design and new headlight system captured the interest of consumers in the new car market. Sales in the 1990s reached six digits for several years before the started to decline. In 2000 the design underwent another facelift with changes to the dashboard. By 2003 the used car market was flooded with Ford Taurus and Mercury Sables.
The popularity of this family sized sedan maintained its grip on consumers through 2008. Today young drivers purchase used Mercury Sables, and have them painted with representations of candy brands. Many of them fit them for 22 inch rims as well, and sport them as show cars. Some are even used for racing while they are just as popular for police fleets.
How affordable is car insurance for a Mercury Sable?
It’s relatively cheap. In 2008 the Taurus and Sable won five star safety ratings from the National Highway and Traffic Safety Administration or NHTSA, as well as the Insurance Institute for Highway Safety or IIHS. These cars are equipped with crush zones that absorb the impact of a crash rather than the driver or passenger. In addition to the fact that the Mercury Sable is American made, its safety features make it cheap to insure.
The insurance quote you receive from the car insurance company is determined by the make and model of a particular vehicle, its safety features, and factors such as:
- Zip Code
- Age
- Credit History
- Driving Record
These are some of the major variables. Others factors like how many other drivers are in the home may not weigh as heavily.
How do I find affordable car insurance for the Mercury Sable?
Finding car insurance for your Mercury Sable is not something to take lightly. Car insurance is mandatory in most states. If you are not able to purchase car insurance on the spot, some states will allow you to pay an uninsured motorist fee that is renewable for a couple of years. Virginia is one of those states; however, in most cases you must purchase insurance before the car is driven off the dealer lot.
Some people find their insurance carrier via referral, while others take the research route. Insurance carriers are regulated by the states where they are registered. They are also rated by consumer rating companies for their solvency, and reputation in the insurance industry and community. Anyone performing an inquiry has access to this information. It helps to avoid the disappointment of being stuck with an unpaid claim, medical bills and damages to your car as well as another’s.
How can I maintain the value of my Mercury Sable?
Most Mercury Sable owners online write about how pleased they are with their spacious ride. The recurring problem seems to be the check engine light and transmission problems. Car clubs and forums offer solutions to common problems. As an American car, parts are readily available for this car which helps to keep auto insurance costs low. Any recalls that took place will have information online.
Some insurance companies are offering a percentage of repair service as an optional rider. Some even offer repair costs as an incentive up to a certain number of miles. Regular maintenance is the key to longevity for your Mercury Sable.
Just like cars require maintenance, so does your car insurance policy. Every year at the beginning of the year or near the anniversary date, your policy may be in need of changes:
- Save money by eliminating coverage you do not need
- Increase your deductible to decrease your monthly premium
- Pay your premium in advance to save
- Change carriers all
To get car insurance quotes for your Mercury Sable or any other car today, enter your zip code here!
