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How much would car insurance cost for a Subaru Forester?

Subaru ForesterAre you thinking about buying a new Subaru Forester? It makes sense to find out ahead of time how much Subaru Forester car insurance costs are.

One of the best ways to determine how expensive Subaru Forester auto insurance might be is look at the safety ratings of the vehicle. Insurance companies use to this information to help them determine how much the car might cost to repair and what to charge for premiums.

Read on to learn all about Subaru Forester car insurance costs, Subaru Forester safety ratings, and more. When you are finished then be sure to enter your zip in above for a free Subaru Forester car insurance comparison!

Subaru Forester Safety Ratings

The 2010 Forester received 5-star scores for how well it protected the passenger and driver by the federal government. Its performance was evaluated during front and back passenger side crash tests and frontal crash tests.

In addition, the government gave the Forester a 4-star rollover score. This score indicates that this vehicle has a 17% risk of rolling over in an one-to-one vehicle crash.

The Subaru Forester received a top rating of “good” in side, frontal and rear crash tests by the Insurance Institute For Highway Safety (IIHS). The Forester also was given a “good” rating in roof strength. It was named as one of the 2010 “Top Safety Pick” vehicles. The Subaru Forester is only one in its class of SUVs that has received this award.

During the IIHS tests, vehicles hit a barrier with 40% of its driver’s side. The vehicles were driven at about 40 miles per hour. Here is a closer look at the Subaru Forester’s results:

First Test – Frontal Offset

The movement of the dummy was well under control. The dummy slid forward into the driver’s air bag and moved back towards the seat without the head coming near any hard surfaces. The risk of injury was low.

Second Test – Side Impact

The dummy in the driver’s seat and the dummy sitting in the back seat received protection from striking any stiff structures and barriers by the side airbag curtain that opened up from the roof.

Third Test – Rollover Roof Strength

To determine the strength of the roof, a plate made of metal was pushed against a corner of the vehicle’s rooftop at a continuous rate. The Subaru Forester had a strength-to-weight ratio of 4.64. In comparison, the Honda Element’s weight-to-strength ratio was 4.31. The Subaru Forster was .33 stronger and would provide better protection in a rollover accident.

Fourth Test- Rear Crash Protection

This test had 2 parts. First for every head/seat restraint, the distance below and under the head of an seated, average-sized man is rated as good, acceptable, marginal, or poor. Second, the test simulates the force involved when a parked car gets struck from the rear by another car with the same weight moving at 20 mph. The Forester models from 2006 to 2010 were rated as “good”.

Additional Subaru Forester Safety Features

The Subaru Forester 2009 model was redesigned for the 2010 model. It added several safety features which raised its safety ratings and helped to lower its insurance premiums. The 2010 additional safety features include:

  • Anti-lock brakes
  • Front seat-mounted torso airbags
  • Front and rear head curtain airbags
  • Electronic stability control
  • Daytime running lights

So, how much would car insurance cost for a Subaru Forester? According to the, “Automobile Magazine” and the “Internet Auto Guide” the average insurance cost for a 2010 Subaru Forester is around $1,136 per year.

Although auto insurance premiums can vary based on geographic region and by driver, this estimate can help prepare for the costs of owning a Subaru Forester.

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