How much is Toyota 4Runner car insurance? Many people want to buy a Toyota 4Runner because of their high quality and high resale value but may not consider the costs of ownership.
Before purchasing a 4Runner, it is a good idea to determine how much the car insurance costs for a Toyota 4Runner are. Auto insurance companies look at how well vehicles perform in different types of collisions to help calculate insurance rates for consumers.
Read on to learn all about auto insurance premiums and the Toyota 4Runner and then be sure to enter your zip above for a free Toyota 4Runner car insurance comparison!
Toyota 4Runner Collision Safety Ratings
The 2010 Toyota 4Runner received 5 stars out of a 5-star rating scale for driver protection and a 4-star rating for passenger protection in frontal vehicle crash tests from the US National Highway Traffic Safety Administration (NHTSA). A full frontal crash test involves driving the vehicle at 35 mph directly into a fixed barrier.
In addition, the NHTSA gave the 4Runner another 5-star rating for passenger front and rear seat safety in side crash tests. A side crash test is performed in an intersection environment with a 3,015 pound mass striking the vehicle at 38.5 mph.
However, the 4Runner was given a 3-star rating for rollovers in contrast to a 4-star rating given to most SUV vehicles. The 4Runner’s 3-star rating indicated that there is a 24% chance of a rollover occurring in one collision.
The Insurance Institute of Highway Safety (IIHS) gave the 2010 Toyota 4Runner a “good” overall score on several safety tests. These tests included a frontal offset collision, rear collision and a side impact collision. The vehicle was tested at a speed of 40 mph.
Frontal Offset Tests
The frontal offset test involved the vehicle striking a barrier with about 30% of its front. The driver dummy’s position was well controlled after the collision occurred. However, the 4Runner received an acceptable score in head/neck injuries because the head struck the roof rail during rebound. At the end of the testing, the 4Runner was given a “good” rating in all other injury measurements.
Rear Crash Tests
The vehicle’s performance rear crash test results indicated that even though the damage to the neck
was not severe, the injuries did occur often. Toyota’s 2009 rear crash test results were rated as poor. The 2010 Toyota 4Runner received a “good” rating after the 2009 model was redesigned.
Side Impact Tests
The side impact tests showed that the passenger and the driver had only slight risk of sustaining any major injuries during a crash this severe. The driver’s head was protected by a side curtain air bag that opened from the roof.
Safety Features that can Reduce Insurance Rates
The 4Runner comes with the standard safety equipment for SUV’s and a few extra including:
- Side airbags for head curtain airbags for 3 rows of seats and front seat-mounted torso airbags
- Rear clearance sonar
- Vehicle stability control
- Traction control
- Rollover-sensor side curtain airbags for every row including an optional third row
- Separate airbags for the passenger and the driver knees in the lower instrument panel
- Electronic stability control
- Electronic brake-force distribution
- Anti-lock brakes
- Brake assist
- Daytime running lights
The Cost of Car Insurance for a Toyota 4Runner
How much would car insurance cost for a Toyota 4Runner? The “Internet Auto Guide” publishes the average ownership costs of US vehicles. It reported that the typical cost for car insurance for a 2010 Toyota 4Runner was approximately $1,124 per year.
Toyota 4Runner Auto Insurance Quotes
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