The Long Island provider is the subject of this Rampart Insurance Company car insurance review. Based out of Lake Success, Long Island, Rampart Insurance Company is officially the Rampart Group Insurance Associates. Although you are not able to buy car insurance directly from Rampart Insurance Company, they are an insurance broker for personal insurance, commercial insurance, life insurance, and health care. They also offer different programs for employee benefits.

Founded in 1965, they now have worldwide clientele. Partnerships include AIG, Chubb, CNA, Encompass Insurance, Fireman’s Fund, First Rehab Life, First Trenton, GNY Insurance, Hanover Insurance, Harleysville, The Hartford Group, Magna Carta, Merchants Insurance Group, MetLife, OneBeacon Insurance, Progressive, Pure, RLI, Royal and Sun Alliance, The Seneca Companies, Travelers, Tower Group Companies, Unitrin Kemper, Utica National Insurance Group, Wausau, and Zurich.

Personal insurance products offered through Rampart Group Insurance Associates include automobile coverage, homeowners, condos/co-ops, and tenant coverage, valuable items and fine arts coverage, watercraft coverage, flood coverage, and a personal umbrella policy. They also offer disability and workers’ compensation.

With car insurance from Rampart Insurance Company, it is suggested that every driver maintains his own insurance policy. However, since your car insurance always stays with the car, if you loan your car to a friend your insurance will follow it. The caution to this, however, is that your policy will cover you first and then pay any remaining limits to the person who borrowed your car. You can always increase your coverage limits and save money by earning discounts for defensive driving courses, which is honored by the Rampart Group Insurance Associates.

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