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From falling branches to scattered road debris, there’s a lot out there that can damage your windshield. While laws vary, states require your windshield to be relatively free of cracks and chips. This might make you wonder if a broken car window is covered by insurance. You can use your comprehensive insurance for auto glass…
→ Read MoreA car insurance deductible is an amount you pay from your pocket when filing a car insurance claim. It’s one of the most important numbers to know about your insurance policy, so you should always know where to look to find it. Thankfully, your car insurance deductible is listed in several places. Read More: Understanding Your…
→ Read MoreYour insurance company might offer a zero deductible option for certain coverages in some limited situations. However, for the basic auto liability policy that every driver is required to have, a deductible really does not apply to your coverage in any event. A deductible comes into play for your comprehensive and collision coverage, which helps…
→ Read MoreA deductible typically applies to the collision and comprehensive portions of your auto insurance policy when you have full coverage car insurance.These two insurance coverage pay for damage to your car regardless of whether you or someone else caused the need for the repairs.When your insurance coverage contains a deductible, you must pay the deductible…
→ Read MoreYour car insurance deductible is an important component of your coverage. It determines how much you’ll pay out of pocket each time you file a claim, and it significantly impacts your rates. You can find your car insurance deductible on your proof of insurance card, declarations page, and policy documents. Lowering it will reduce what…
→ Read MoreUsually, you only need to have enough auto insurance to meet the state’s requirements. However, if you’re insuring a financed car, your lender may want additional coverage. Lenders want to protect their assets until you finish paying the loan. Your lender will write their minimum requirements into your contract, but usually, lenders just want a…
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