Unitrin Direct has about $2.5 billion in program revenues annually. They also have over 8,000 employees and over 110,000 customers in their consumer finance area. The company is also rated an A- by A.M. Best Company.
Should you buy Unitrin Direct car insurance? Read through this Unitrin Direct review and then be sure to use the free quote comparison tool to compare quotes from many top auto insurance companies.
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States w/ Unitrin Direct Car Insurance Coverage
Unitrin Direct offers car insurance to drivers in 25 states, including:
- Arizona
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kentucky
- Maryland
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- New York
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- Texas
- Virginia
- Washington
- Wisconsin
Unitrin Direct History and Facts
Unitrin Direct was founded in 2000, and is a subsidiary of Unitrin, Inc. The company was designed specifically for direct dealing with consumers, taking the middleman out of insurance. In 2002, they acquired eKempter, and then Merastar Insurance Company in 2007.
The company has headquarters in Chicago and Chattanooga, along with field offices in: Arizona, California, Colorado, Connecticut, Georgia, Florida, Illinois, Indiana, Iowa, Kentucky, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Washington, and Wisconsin.
Unitrin Direct has over $9 billion in assets. The company uses their direct approach to provide consumers with up to 20% savings on their auto insurance.
Unitrin Direct Car Insurance Coverage
Unitrin offers all of the standard types of coverage that you would expect to find from a car insurer, including:
- Bodily injury liability
- Property damage liability
- Towing and labor, rental reimbursement
- Comprehensive and collision coverage
- Uninsured and underinsured motorists’ coverage
- PIP and medical payments
Unitrin Direct auto insurance also offers significant discounts for customers, including the following: air bags, anti-lock brakes, anti-theft, daytime running lights, distant student, driver instruction discounts, good student discounts, e-signature or online discounts, good driver, homeowner, loyalty, multi-car or multi-policy, pay-in-full discount, passive restraints, recovery system, responsible drivers, seniors, previous insurance history, and more.
Unitrin Direct Pros and Cons
When choosing an auto insurance company, it’s important that you know the pros and cons of the situation so that you can make the best decision regarding your specific needs and insurance provisions. Here is what you should know about Unitrin Direct:
The Good:
- The company deals direct, which saves consumers money in most cases
- They offer a variety of discounts for consumers
- Unitrin has a solid reputation and is backed by their parent company, who is globally known
The Bad:
- Unitrin Direct only operates in 25 states
- The company deals directly with consumers, meaning there is no independent agent access
- The company does have solid financials, but might be too commercialized for some drivers
- The website doesn’t give adequate information about the products offered.
These are some things to keep in mind when choosing an insurance company. What matters is that you take the time to check out all of the different options that you have and find the car insurance that works for you, because that is all that truly matters in the end.
Unitrin Direct Car Insurance Quotes
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