The penalties for driving without car insurance vary across the United States, ranging from a fine of $500 all the way up to months in jail.
In between, you may find yourself faced with a lot of paperwork to fill out, an impounded car, and even a suspended license.
Find car insurance rates now by entering your zip code in our FREE tool!
What is the penalty for not having car insurance in my state?
Some states will give first time offenders a slap on the wrist while others reserve the right to suspend a driver’s license upon the first conviction for driving without car insurance.
In Delaware, a conviction for driving without liability car insurance of at least $15,000 in bodily injury liability per person, $30,000 in bodily injury liability per accident, and $5,000 in property damage liability will get you a fine as high as $1,500 for the first offense and $3,000 for each new conviction within three years.
The punishment in California is more lenient, with fines of up to $500 and the possibility of the impoundment of your vehicle and a suspended license.
Missouri outlines a series of potential repercussions for anyone who fails to furnish proof of insurance to any law enforcement officer requesting it.
The first and most common punishment takes the form of four points added to the driving record of the convicted party.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
How do I avoid a penalty for not having car insurance?
Compare car insurance quotes online to find the most affordable policy that will protect you from the dangers of driving an uninsured vehicle.
Delaying it any further could be the most costly mistake you’ll ever make.