One week car insurance is available; however, it is not available everywhere. Many people would not believe it unless they did the research. There are many reasons a person may have a need for short-term car insurance.

Online car insurance rates are available at your request, with simply your zip code to get started!

Short-term coverage may be purchased from one to twenty-eight days. Although in some states, this range may be longer where this coverage is available. Some short-term car insurance may be available up to six months. It depends on the state where you are inquiring or driving.

Each state has different driving laws, and regulates them through the State DMV, State Corporation Commission, and State Insurance Commission. Some states may even use temporary insurance versus short term insurance. These descriptions are interchangeable in the states where it exists.

1 Week Car Insurance: The Premiums

Short term or temporary car insurance serves a temporary need, and usually cost more as a result. There is no long-term commitment or premiums for the insurer. The benefit to the policyholder is there is no long-term commitment of premiums. Premiums are paid in frequent increments of bi-monthly or advance payments.

Some require short term car insurance premium payments in advance, especially in cases of coverage for 1 week. If there is a need for a rental car for a business trip or vacation, insurance is usually made available through the rental company. You may purchase your own insurance however at a cheaper rate.

Insurance premiums through your rental company can be as much as $12 to $15 per day. That is almost as much as the daily rate of the rental car itself. Some companies include the offer of credit life coverage. If you have life insurance, do you need that? If you do not have it, do you want it through the rental car company?

Who needs 1-week car insurance?

There are many reasons people use 1-week car insurance. Two have been mentioned, business trips and vacation. Another use may be for your college student who is going to be home for spring break. You may be borrowing the car of a friend or family member. There are many other reasons for short-term need.

Can you extend a 1-week car insurance policy?

If you have recently purchased a short-term car insurance policy and need to extend your coverage, you will probably be able to do so without an issue. You can call your auto insurance provider and ask to have your policy extended.

You may need to pay additional money to have your short-term car insurance policy extended. As long as you make the request before coverage has lapsed, you should not experience any difficulties.

What is included in 1-week car insurance?

Whether your need is for 1 week or 52 weeks, the coverage is the same. You may be dealing with a different type of car insurance company, but the coverage you purchase still has to meet state minimums. You still have the option of including collision and comprehensive coverage.

Your basic coverage will include your personal injury protection, bodily and damage liability. You are also able to add provisions if necessary like adding an additional driver. Consideration is given to all the drivers in the home, or who might be driving the vehicle.

Are there restrictions included in 1-week car insurance?

The same restrictions or exclusions that are included in a regular policy are included in a short term or temporary policy. Insurance will not pay for car insurance claims filed for damage resulting from:

• Using the car for commercial purposes
• Riots or acts of terrorism
• Racing
• Driver not listed on the policy

It is unlikely that someone will make modifications to a car in 1 week, but in case you do, and there is an accident, damage to your handy addition may not be covered.

Who carries 1-week car insurance?

Many of the major carriers will carry short term or temporary car insurance. They may not advertise this coverage availability since it is more profitable to them if you purchase 12-month policies. Then there is specialty short term or temporary carriers. These carriers may advertise their short-term specials and incentives.

How do I apply for 1-week car insurance?

This type of car insurance is available online and by phone. Since most of the majors carry 1 week, coverage they will have a website where you can go to apply. Once you decide on a company, they will gather more in depth information to match you with the right kind of policy.

If your policy is needed for more than 1 week, you may call to extend your coverage. At increased rates, the insurance company does not mind. If you are purchasing this type of insurance until you find a permanent policy, you may start saving as soon as you find something.

Online short term and permanent car insurance quotes are available now with only your ZIP code!