Are Acura RDXs Expensive to Insure? [List of Money Saving Tips]

If you want to buy Acura RDX auto insurance coverage online then a policy will cost $108 per month ($1,292 per year) on average. Shop around to find cheap Acura RDX insurance rates. On average, Acura RDX comprehensive insurance coverage costs $315, collision coverage costs $459, and liability coverage costs $365.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key Takeaways:

  • Full coverage costs around $1,292 a year or $108 each month
  • A liability-only policy costs around $518 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,722 a year or $394 each month
  • Good drivers can save as much as $533 a year by earning policy discounts
  • Acura RDX insurance costs around $227 less per year than the average vehicle

If you never looked up how much Acura RDX car insurance rates typically cost, drivers pay an average of $1,292 a year, or $108 per month. Obviously, the Acura RDX rates that you pay can vary based on your age, location, and model year of your car. We’ve prepared this comprehensive article to show you how Acura RDX insurance rates are determined to give you a clear understanding of what your policy might look like.

You can start comparing quotes for Acura RDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura RDX Insurance Cost

The average Acura RDX auto insurance costs are $1,292 a year or $108 a month.

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Are Acura RDXs Expensive to Insure?

The chart below details how Acura RDX insurance rates compare to other SUVs like the Volvo XC90, Jeep Compass, and GMC Terrain.

Vehicle Comprehensive Collision Liability Total
Acura RDX $308 $532 $316 $1,292
Volvo XC90 $346 $600 $390 $1,494
Jeep Compass $294 $500 $372 $1,324
GMC Terrain $322 $562 $316 $1,336
Hyundai Santa Fe $294 $562 $372 $1,386
Ford Expedition $336 $532 $316 $1,320
Dodge Durango $348 $562 $372 $1,440
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura RDX Insurance?

Even though the average annual rate for the Acura RDX is $1,292, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Acura RDX.

Age of the Vehicle

Older Acura RDX models generally cost less to insure. For example, auto insurance rates for a 2020 Acura RDX are $1,292, while 2010 Acura RDX rates are $1,038, a difference of $254.

Model Year Comprehensive Collision Liability Total
2020 Acura RDX $308 $532 $316 $1,292
2019 Acura RDX $294 $512 $332 $1,274
2018 Acura RDX $282 $506 $338 $1,262
2017 Acura RDX $272 $494 $354 $1,256
2016 Acura RDX $262 $474 $364 $1,236
2015 Acura RDX $248 $458 $376 $1,218
2014 Acura RDX $238 $424 $384 $1,182
2013 Acura RDX $230 $400 $388 $1,154
2012 Acura RDX $220 $358 $390 $1,104
2011 Acura RDX $206 $330 $390 $1,062
2010 Acura RDX $198 $310 $394 $1,038
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Driver Age

Driver age can have a significant effect on Acura RDX car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their Acura RDX car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in Houston may pay $953 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on your Acura RDX car insurance rates. Teens and drivers in their 20’s see the highest jump in their Acura RDX car insurance with violations on their driving record.

Acura RDX Safety Ratings

Your Acura RDX auto insurance rates are tied to the Acura RDX’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura RDX Crash Test Ratings

Good Acura RDX crash test ratings can lower your Acura RDX auto insurance rates. See Acura RDX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Acura RDX SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Acura RDX SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Acura RDX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2019 Acura RDX 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura RDX Safety Features

The more safety features you have on your Acura RDX, the more likely it is that you can earn a discount. The Acura RDX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura RDX Insurance Loss Probability

The Acura RDX’s insurance loss probability varies for each form of coverage. The lower percentage means lower Acura RDX auto insurance rates; higher percentages mean higher Acura RDX car insurance rates.

Insurance Coverage Category Loss Rate
Collision -36%
Property Damage -25%
Comprehensive -43%
Personal Injury -33%
Medical Payment -33%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety
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Acura RDX Finance and Insurance Cost

If you are financing a Acura RDX, you will pay more if you purchase Acura RDX auto insurance at the dealership, so be sure to shop around and compare Acura RDX auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Acura RDX Insurance

There are several ways you can save even more on your Acura RDX car insurance rates. Take a look at the following five tips:

  • Buy Your Acura RDX with Cash, or Get a Shorter-Term Loan
  • Ask About Acura RDX Discounts If You Were Listed on Someone Else’s Policy
  • Remove Unnecessary Insurance Once Your Acura RDX is Paid Off
  • Understand that Insurance Companies Can’t Change Your Acura RDX Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Purchase a Roadside Assistance Program for Your Acura RDX

Top Acura RDX Insurance Companies

Who is the best company for Acura RDX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura RDX insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura RDX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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