Compare Audi S3 Insurance Quotes [Rates + Comparison Guide]

Average Audi S3 car insurance rates cost $1,474 a year, or around $123 a month. On average, Audi S3 comprehensive insurance coverage costs $359, collision coverage costs $524, and liability coverage costs $416.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 17, 2020

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Key takeaways:

  • Full coverage costs around $1,474 a year or $123 each month
  • A liability-only policy costs around $591 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,387 a year or $449 each month
  • Good drivers can save as much as $608 a year by earning policy discounts
  • Audi S3 insurance costs around $45 less per year than the average vehicle

Audi S3 insurance rates average $1,474 a year or $123 a month for full coverage. Good drivers can save up to $608 in policy discounts by practicing safe driving habits. We’re going to take a closer look at Audi S3 insurance rates, crash test ratings, and more.

You can start comparing quotes for Audi S3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi S3 Insurance Cost

The average Audi S3 auto insurance costs are $1,474 a year or $123 a month.

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Are Audi S3s Expensive to Insure?

The chart below details how Audi S3 insurance rates compare to other sedans like the Nissan Maxima, Toyota Avalon, and Subaru Impreza.

Vehicle Comprehensive Collision Liability Total
Audi S3 $356 $744 $264 $1,474
Nissan Maxima $372 $630 $390 $1,550
Toyota Avalon $320 $536 $338 $1,330
Subaru Impreza $320 $542 $390 $1,410
Cadillac CTS $320 $626 $398 $1,502
Chevrolet Malibu $322 $532 $372 $1,384
Nissan Sentra $254 $570 $390 $1,372
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S3 Insurance?

The Audi S3 trim and model you choose can impact the total price you will pay for Audi S3 insurance coverage.

Age of the Vehicle

Older Audi S3 models generally cost less to insure. For example, auto insurance for a 2018 Audi S3 costs $1,474, while 2015 Audi S3 insurance costs are $1,388, a difference of $86.

Model Year Comprehensive Collision Liability Total
2018 Audi S3 $356 $744 $264 $1,474
2017 Audi S3 $344 $726 $274 $1,454
2016 Audi S3 $332 $696 $284 $1,422
2015 Audi S3 $314 $672 $292 $1,388
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Driver Age

Driver age can have a significant effect on the cost of Audi S3 car insurance. For example, 30-year-old drivers pay approximately $65 more for their Audi S3 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Audi S3 insurance rates. For example, drivers in Jacksonville may pay $884 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Audi S3 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Audi S3 car insurance with violations on their driving record.

Audi S3 Crash Test Ratings

If the Audi S3 crash test ratings are good, you could have lower Audi S3 car insurance rates. See Audi S3 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2019 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi S3 Safety Features

Audi S3 safety features can lower the cost of your insurance. The safety features for the 2020 Audi S3 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi S3 Finance and Insurance Cost

If you are financing a Audi S3, most lenders will require your carry higher Audi S3 coverages including comprehensive coverage, so be sure to compare Audi S3 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Audi S3 Insurance

There are many ways that you can save on Audi S3 car insurance. Below are five actions you can take to find cheap Audi S3 auto insurance rates.

  • Understand that Your Insurer Can Change Your Audi S3 Auto Insurance Rates Mid-Term for Other Reasons
  • Ask About a Student Away from Home Discount
  • Ask About Farm and Ranch Vehicle Discounts
  • Buy Winter Tires for Your Audi S3
  • Save Money on Young Driver Audi S3 Insurance By Mentioning Grades or GPA

Top Audi S3 Insurance Companies

The best auto insurance companies for Audi S3 car insurance rates will offer competitive rates, discounts, and account for the Audi S3’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi S3 Insurance Quotes Online

To start comparing Audi S3 car insurance quotes for free, use our online car insurance comparison tool.

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