Best BMW 1-Series Auto Insurance Rates 2021

The price of car insurance for the BMW 1-Series depends on a lot of factors. Among the things that can impact your BMW 1-Series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 1-Series also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • The cost of insurance for a BMW 1-Series depends on the trim level
  • Safety features of the BMW 1-Series can earn you a car insurance discount
  • Crash test ratings have an impact on BMW 1-Series auto insurance rates

Buying a new car is both fun and a lot of work. If the BMW 1-Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 1-Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 1-Series and compare it to other similar vehicles. Then find out how the BMW 1-Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 1-Series right here.

If you need insurance for a BMW 1-Series right now, we can help. Enter your ZIP code for free BMW 1-Series car insurance quotes from top companies.

What impacts the cost of BMW 1-Series insurance?

The average annual rate for the BMW 1-Series is just that, an average. Your insurance rates for a BMW 1-Series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 1-Series.

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Ways to Save on BMW 1-Series Insurance

If you want to reduce the cost of your BMW 1-Series insurance rates, follow these tips below:

  • Pay your BMW 1-Series insurance upfront
  • Buy winter tires for your BMW 1-Series
  • Move to an area with better weather
  • Check the odometer on your BMW 1-Series
  • Compare BMW 1-Series quotes for free online

Top BMW 1-Series Insurance Companies

What is the best auto insurance company for BMW 1-Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 1-Series auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 1-Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 1-Series Insurance Quotes Online

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