Best BMW 1 Series Auto Insurance Rates 2021

The price of car insurance for the BMW 1 Series depends on a lot of factors. Among the things that can impact your BMW 1 Series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 1 Series also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the BMW 1 Series can earn you a car insurance discount
  • The cost of insurance for a BMW 1 Series depends on the trim level
  • Crash test ratings have an impact on BMW 1 Series auto insurance rates

If you’re looking to buy a BMW 1 Series, you will want to know the details first. We’ve put together information on insurance for the BMW 1 Series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 1 Series will run you.

Read on to learn all about the BMW 1 Series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 1 Series with confidence.

To see fast, free BMW 1 Series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 1 Series insurance rate from top companies right away.

What impacts the cost of BMW 1 Series insurance?

The BMW 1 Series trim and model you choose can impact the total price you will pay for BMW 1 Series insurance coverage.
You can also expect your BMW 1 Series rates to be affected by where you live, your driving history, and in most states your age and gender.

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Ways to Save on BMW 1 Series Insurance

If you want to reduce the cost of your BMW 1 Series insurance rates, follow these tips below:

  • Wait six years for accidents to disappear from your record
  • Reduce your coverage on an older BMW 1 Series
  • Don’t assume your BMW 1 Series is cheaper to insure than another vehicle. Compare. Compare. Compare.
  • Avoid the temptation to file a claim for minor incidents
  • Take a refresher course as an older driver

Top BMW 1 Series Insurance Companies

Several insurance companies offer competitive rates for the BMW 1 Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 1 Series drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 1 Series Insurance Quotes Online

You can start comparing quotes for BMW 1 Series insurance from some of the top car insurance companies by using our free online tool today.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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