Best BMW 4-Series Auto Insurance Rates 2021

The price of car insurance for the BMW 4-Series depends on a lot of factors. Among the things that can impact your BMW 4-Series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 4-Series also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the BMW 4-Series can earn you a car insurance discount
  • Crash test ratings have an impact on BMW 4-Series auto insurance rates
  • The cost of insurance for a BMW 4-Series depends on the trim level

If you’re looking to buy a BMW 4-Series, you will want to know the details first. We’ve put together information on insurance for the BMW 4-Series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 4-Series will run you.

Read on to learn all about the BMW 4-Series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 4-Series with confidence.

To see fast, free BMW 4-Series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 4-Series insurance rate from top companies right away.

What impacts the cost of BMW 4-Series insurance?

The average annual rate for the BMW 4-Series is just that, an average. Your insurance rates for a BMW 4-Series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 4-Series.

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Ways to Save on BMW 4-Series Insurance

There are several ways you can save even more on your BMW 4-Series car insurance rates. Take a look at the following five tips:

  • Keep a close eye on teen drivers
  • Ask about student discounts
  • Take public transit instead of driving your BMW 4-Series
  • Be picky about who drives your BMW 4-Series
  • Choose automatic payments or EFT for your BMW 4-Series insurance policy

Top BMW 4-Series Insurance Companies

What is the best auto insurance company for BMW 4-Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 4-Series auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 4-Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 4-Series Insurance Quotes Online

You can start comparing quotes for BMW 4-Series insurance from some of the top car insurance companies by using our free online tool today.

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