Best BMW 4 Series Auto Insurance Rates 2021

To get the best price on your BMW 4 Series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 4 Series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 4 Series auto insurance rates.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • The cost of insurance for a BMW 4 Series depends on the trim level
  • Crash test ratings have an impact on BMW 4 Series auto insurance rates
  • Safety features of the BMW 4 Series can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the BMW 4 Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 4 Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 4 Series and compare it to other similar vehicles. Then find out how the BMW 4 Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 4 Series right here.

If you need insurance for a BMW 4 Series right now, we can help. Enter your ZIP code for free BMW 4 Series car insurance quotes from top companies.

What impacts the cost of BMW 4 Series insurance?

The BMW 4 Series trim and model you choose can impact the total price you will pay for BMW 4 Series insurance coverage.
You can also expect your BMW 4 Series rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW 4 Series Crash Test Ratings

The BMW 4 Series crash test ratingswill have an affect on BMW 4 Series car insurance rates. Take a look at crash test results for the BMW 4 Series.

BMW 4 Series Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW 4 Series Gran Coupe 4 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW 4 Series C RWD N/R N/R N/R N/R
2020 BMW 4 Series C AWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series C RWD N/R N/R N/R N/R
2019 BMW 4 Series C AWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series C RWD N/R N/R N/R N/R
2018 BMW 4 Series C AWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series C RWD N/R N/R N/R N/R
2017 BMW 4 Series C AWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series C RWD N/R N/R N/R N/R
2016 BMW 4 Series C AWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR AWD N/R N/R N/R N/R

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Ways to Save on BMW 4 Series Insurance

Save more on your BMW 4 Series car insurance rates. Take a look at the following five strategies that will get you the best BMW 4 Series auto insurance rates possible.

  • Work with a direct insurer instead of an insurance broker for your BMW 4 Series
  • Ask about usage-based insurance for your BMW 4 Series
  • If you’re a young driver living at home, add yourself to your parents’ plan
  • Park your BMW 4 Series somewhere safe – like a garage or private driveway
  • Check for organization-based discounts, like alumni or employer discounts

Top BMW 4 Series Insurance Companies

Several insurance companies offer competitive rates for the BMW 4 Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 4 Series drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 4 Series Insurance Quotes Online

Save money by comparing BMW 4 Series insurance rates with free quotes online now.

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