Best BMW 5 series Auto Insurance Rates 2021

To get the best price on your BMW 5 series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 5 series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 5 series auto insurance rates.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the BMW 5 series can earn you a car insurance discount
  • The MSRP of the BMW 5 series is $54,200
  • The cost of insurance for a BMW 5 series depends on the trim level

If you’re looking to buy a BMW 5 series, you will want to know the details first. We’ve put together information on insurance for the BMW 5 series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 5 series will run you.

Read on to learn all about the BMW 5 series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 5 series with confidence.

To see fast, free BMW 5 series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 5 series insurance rate from top companies right away.

What impacts the cost of BMW 5 series insurance?

The average annual rate for the BMW 5 series is just that, an average. Your insurance rates for a BMW 5 series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 5 series.

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How much is the BMW 5 series?

The MSRP for a BMW 5 series is listed as $54,200. Of course, this cost will vary depending on the trim level of the BMW 5 series you choose and any dealer incentives that might be available to you.

BMW 5 series Safety Ratings

BMW 5 series auto insurance rates affected by BMW 5 series safety ratings. Take a look at the safety ratings for the BMW 5 series here.

BMW 5 series Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Ways to Save on BMW 5 series Insurance

Save more on your BMW 5 series car insurance rates. Take a look at the following five strategies that will get you the best BMW 5 series auto insurance rates possible.

  • Pay your BMW 5 series insurance upfront
  • Install an aftermarket anti-theft device for your BMW 5 series
  • Don’t assume your BMW 5 series is cheaper to insure than another vehicle. Compare. Compare. Compare.
  • Ask about student discounts
  • Ask for a new BMW 5 series auto insurance rate based on your improved credit score

Top BMW 5 series Insurance Companies

What is the best auto insurance company for BMW 5 series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 5 series auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 5 series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW 5 series Insurance Quotes Online

You can compare quotes for BMW 5 series auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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