Best Kia Optima Plug In Hybrid Auto Insurance Rates 2021

Auto insurance for the Kia Optima Plug In Hybrid will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Optima Plug In Hybrid has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Optima Plug In Hybrid auto insurance, it's best to compare multiple companies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the Kia Optima Plug In Hybrid can earn you a car insurance discount
  • Crash test ratings have an impact on Kia Optima Plug In Hybrid auto insurance rates
  • The cost of insurance for a Kia Optima Plug In Hybrid depends on the trim level

Buying a new car is both fun and a lot of work. If the Kia Optima Plug In Hybrid is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Kia Optima Plug In Hybrid right here.

Take a look at what you can expect in terms of insurance rates for the Kia Optima Plug In Hybrid and compare it to other similar vehicles. Then find out how the Kia Optima Plug In Hybrid stacks up in terms of safety ratings and features, as well as what it costs to buy a Kia Optima Plug In Hybrid right here.

If you need insurance for a Kia Optima Plug In Hybrid right now, we can help. Enter your ZIP code for free Kia Optima Plug In Hybrid car insurance quotes from top companies.

What impacts the cost of Kia Optima Plug In Hybrid insurance?

As with any car, your Kia Optima Plug In Hybrid car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Optima Plug In Hybrid trim level you buy will also have an impact on the total price you will pay for Kia Optima Plug In Hybrid insurance coverage.

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Ways to Save on Kia Optima Plug In Hybrid Insurance

If you want to reduce the cost of your Kia Optima Plug In Hybrid insurance rates, follow these tips below:

  • Work with a direct insurer instead of an insurance broker for your Kia Optima Plug In Hybrid
  • Install an aftermarket anti-theft device for your Kia Optima Plug In Hybrid
  • Choose a Kia Optima Plug In Hybrid with cheaper repair costs
  • Keep a close eye on teen drivers
  • Buy a dashcam for your Kia Optima Plug In Hybrid

Top Kia Optima Plug In Hybrid Insurance Companies

Several insurance companies offer competitive rates for the Kia Optima Plug In Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Optima Plug In Hybrid drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Kia Optima Plug In Hybrid Insurance Quotes Online

You can compare quotes for Kia Optima Plug In Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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