Best Kia Spectra5 Auto Insurance Rates 2021

Auto insurance for the Kia Spectra5 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Spectra5 has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Spectra5 auto insurance, it's best to compare multiple companies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • The cost of insurance for a Kia Spectra5 depends on the trim level
  • The Kia Spectra5 has safety features that include Driver Air Bag and Child Safety Locks
  • Safety features of the Kia Spectra5 can earn you a car insurance discount

If you’re looking to buy a Kia Spectra5, you will want to know the details first. We’ve put together information on insurance for the Kia Spectra5 to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Spectra5 will run you.

Read on to learn all about the Kia Spectra5 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Spectra5 with confidence.

To see fast, free Kia Spectra5 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Spectra5 insurance rate from top companies right away.

What impacts the cost of Kia Spectra5 insurance?

As with any car, your Kia Spectra5 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Spectra5 trim level you buy will also have an impact on the total price you will pay for Kia Spectra5 insurance coverage.

Kia Spectra5 Safety Features

Kia Spectra5 safety features can lower the cost of your insurance. The safety features for the Kia Spectra5 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Child Safety Locks

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Ways to Save on Kia Spectra5 Insurance

If you want to reduce the cost of your Kia Spectra5 insurance rates, follow these tips below:

  • Buy a Kia Spectra5 with an anti-theft device
  • Buy your Kia Spectra5 with cash, or get a shorter-term loan
  • Ask about Kia Spectra5 discounts if you were listed on someone else’s policy
  • Use an accurate job title when requesting Kia Spectra5 auto insurance
  • Ask about retiree discounts

Top Kia Spectra5 Insurance Companies

What is the best company for affordable Kia Spectra5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Spectra5 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Spectra5.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Kia Spectra5 Insurance Quotes Online

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