Best Lexus LS Auto Insurance Rates 2021

To get the best price on your Lexus LS auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lexus LS, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lexus LS auto insurance rates.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Crash test ratings have an impact on Lexus LS auto insurance rates
  • The cost of insurance for a Lexus LS depends on the trim level
  • The Lexus LS has safety features that include Driver Air Bag and Cross-Traffic Alert

Buying a new car is both fun and a lot of work. If the Lexus LS is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus LS right here.

Take a look at what you can expect in terms of insurance rates for the Lexus LS and compare it to other similar vehicles. Then find out how the Lexus LS stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus LS right here.

If you need insurance for a Lexus LS right now, we can help. Enter your ZIP code for free Lexus LS car insurance quotes from top companies.

What impacts the cost of Lexus LS insurance?

The Lexus LS trim and model you choose can impact the total price you will pay for Lexus LS insurance coverage.
You can also expect your Lexus LS rates to be affected by where you live, your driving history, and in most states your age and gender.

Lexus LS Crash Test Ratings

Lexus LS crash test ratings can impact the cost of your Lexus LS car insurance. See Lexus LS crash test results here.

Lexus LS Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus LS 500h 4 DR RWD N/R N/R N/R N/R
2020 Lexus LS 500h 4 DR AWD N/R N/R N/R N/R
2020 Lexus LS 500 4 DR RWD N/R N/R N/R N/R
2020 Lexus LS 500 4 DR AWD N/R N/R N/R N/R
2019 Lexus LS 500H 4 DR FWD N/R N/R N/R N/R
2019 Lexus LS 500H 4 DR AWD N/R N/R N/R N/R
2019 Lexus LS 500 4 DR FWD N/R N/R N/R N/R
2019 Lexus LS 500 4 DR AWD N/R N/R N/R N/R
2017 Lexus LS460L 4 DR RWD N/R N/R N/R N/R
2017 Lexus LS460L 4 DR AWD N/R N/R N/R N/R
2017 Lexus LS460 4 DR RWD N/R N/R N/R N/R
2017 Lexus LS460 4 DR AWD N/R N/R N/R N/R
2016 Lexus LS600HL 4 DR AWD N/R N/R N/R N/R
2016 Lexus LS460L 4 DR RWD N/R N/R N/R N/R
2016 Lexus LS460L 4 DR AWD N/R N/R N/R N/R
2016 Lexus LS460 4 DR RWD N/R N/R N/R N/R
2016 Lexus LS460 4 DR AWD N/R N/R N/R N/R

Lexus LS Safety Features

The Lexus LS safety features can mean cheaper insurance. The Lexus LS has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

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Ways to Save on Lexus LS Insurance

If you want to reduce the cost of your Lexus LS insurance rates, follow these tips below:

  • Keep a close eye on teen drivers
  • Start searching for new Lexus LS car insurance a month before your renewal
  • Don’t always pick the cheapest Lexus LS insurance policy
  • Wait six years for accidents to disappear from your record
  • Save money on young driver Lexus LS insurance with a good student discount

Top Lexus LS Insurance Companies

Several insurance companies offer competitive rates for the Lexus LS based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus LS drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Lexus LS Insurance Quotes Online

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