Best Lexus RX Auto Insurance Rates 2021

Auto insurance for the Lexus RX will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Lexus RX has numerous safety features that can help reduce car insurance rates. To find the best deal on Lexus RX auto insurance, it's best to compare multiple companies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • The cost of insurance for a Lexus RX depends on the trim level
  • Crash test ratings have an impact on Lexus RX auto insurance rates
  • The MSRP of the Lexus RX is $45,320

If you’re looking to buy a Lexus RX, you will want to know the details first. We’ve put together information on insurance for the Lexus RX to help you get an idea of costs. We’ve also gathered other cost information, including how much a Lexus RX will run you.

Read on to learn all about the Lexus RX including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Lexus RX with confidence.

To see fast, free Lexus RX insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Lexus RX insurance rate from top companies right away.

What impacts the cost of Lexus RX insurance?

The average annual rate for the Lexus RX is just that, an average. Your insurance rates for a Lexus RX can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lexus RX.

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How much is the Lexus RX?

The MSRP for a Lexus RX is listed as $45,320. Of course, this cost will vary depending on the trim level of the Lexus RX you choose and any dealer incentives that might be available to you.

Lexus RX Safety Ratings

Lexus RX auto insurance rates affected by Lexus RX safety ratings. Take a look at the safety ratings for the Lexus RX here.

Lexus RX Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Lexus RX Crash Test Ratings

Lexus RX crash test ratings can impact the cost of your Lexus RX car insurance. See Lexus RX crash test results here.

Lexus RX Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus RX 450hL SUV AWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350L SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350L SUV AWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Lexus RX450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Lexus RX450HL SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350L SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350L SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Lexus RX450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Lexus RX450HL SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350L SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350L SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Lexus RX450h SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lexus RX450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lexus RX350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Lexus RX450h SUV FWD N/R N/R 5 stars 4 stars
2016 Lexus RX450h SUV AWD N/R N/R 5 stars 4 stars
2016 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Lexus RX350 SUV AWD 4 stars 4 stars 5 stars 4 stars

Ways to Save on Lexus RX Insurance

There are several ways you can save even more on your Lexus RX car insurance rates. Take a look at the following five tips:

  • Buy winter tires for your Lexus RX
  • Wait six years for accidents to disappear from your record
  • Ask about seasonal insurance for your Lexus RX
  • Ask about a student away from home discount
  • Consider renting a car instead of buying a second Lexus RX

Top Lexus RX Insurance Companies

Several insurance companies offer competitive rates for the Lexus RX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus RX drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Lexus RX Insurance Quotes Online

You can compare quotes for Lexus RX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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