Best Lincoln LS Auto Insurance Rates 2021

To get the best price on your Lincoln LS auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lincoln LS, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lincoln LS auto insurance rates.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the Lincoln LS can earn you a car insurance discount
  • The cost of insurance for a Lincoln LS depends on the trim level
  • Crash test ratings have an impact on Lincoln LS auto insurance rates

Buying a new car is both fun and a lot of work. If the Lincoln LS is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lincoln LS right here.

Take a look at what you can expect in terms of insurance rates for the Lincoln LS and compare it to other similar vehicles. Then find out how the Lincoln LS stacks up in terms of safety ratings and features, as well as what it costs to buy a Lincoln LS right here.

If you need insurance for a Lincoln LS right now, we can help. Enter your ZIP code for free Lincoln LS car insurance quotes from top companies.

What impacts the cost of Lincoln LS insurance?

The average annual rate for the Lincoln LS is just that, an average. Your insurance rates for a Lincoln LS can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lincoln LS.

Lincoln LS Safety Features

Lincoln LS safety features can lower the cost of your insurance. The safety features for the Lincoln LS include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

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Ways to Save on Lincoln LS Insurance

If you want to reduce the cost of your Lincoln LS insurance rates, follow these tips below:

  • Audit your Lincoln LS driving when you move to a new location or start a new job
  • Move to an area with better weather
  • Provide your Lincoln LS VIN when requesting Lincoln LS auto insurance quotes
  • Choose a Lincoln LS with cheaper repair costs
  • Move to the countryside

Top Lincoln LS Insurance Companies

Several insurance companies offer competitive rates for the Lincoln LS based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lincoln LS drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Lincoln LS Insurance Quotes Online

You can start comparing quotes for Lincoln LS insurance from some of the top car insurance companies by using our free online tool today.

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