Best MINI Hardtop Auto Insurance Rates 2021

Auto insurance for the MINI Hardtop will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The MINI Hardtop has numerous safety features that can help reduce car insurance rates. To find the best deal on MINI Hardtop auto insurance, it's best to compare multiple companies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Safety features of the MINI Hardtop can earn you a car insurance discount
  • Crash test ratings have an impact on MINI Hardtop auto insurance rates
  • The cost of insurance for a MINI Hardtop depends on the trim level

Buying a new car is both fun and a lot of work. If the MINI Hardtop is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a MINI Hardtop right here.

Take a look at what you can expect in terms of insurance rates for the MINI Hardtop and compare it to other similar vehicles. Then find out how the MINI Hardtop stacks up in terms of safety ratings and features, as well as what it costs to buy a MINI Hardtop right here.

If you need insurance for a MINI Hardtop right now, we can help. Enter your ZIP code for free MINI Hardtop car insurance quotes from top companies.

What impacts the cost of MINI Hardtop insurance?

The average annual rate for the MINI Hardtop is just that, an average. Your insurance rates for a MINI Hardtop can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your MINI Hardtop.

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Ways to Save on MINI Hardtop Insurance

There are several ways you can save even more on your MINI Hardtop car insurance rates. Take a look at the following five tips:

  • Ask about MINI Hardtop safety discounts
  • Get cheaper MINI Hardtop car insurance rates as a full-time parent
  • Wait six years for accidents to disappear from your record
  • Get a plan with only liability coverage if you’re driving an older MINI Hardtop
  • Ask about discounts for people with disabilities

Top MINI Hardtop Insurance Companies

What is the best auto insurance company for MINI Hardtop insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Hardtop auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the MINI Hardtop.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free MINI Hardtop Insurance Quotes Online

You can start comparing quotes for MINI Hardtop insurance from some of the top car insurance companies by using our free online tool today.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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