Best Subaru Ascent Auto Insurance Rates 2021

Subaru Ascent insurance rates will vary depending on personal factors, but you can expect to get discounts thanks to safety features like Driver Air Bag and Lane Keeping Assist. Comparing Subaru Ascent rates from numerous companies can help you save. The Subaru Ascent has an MSRP of $32,295, but that cost will vary by trim level.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Crash test ratings have an impact on Subaru Ascent auto insurance rates
  • Safety features of the Subaru Ascent can earn you a car insurance discount
  • The Subaru Ascent has safety features that include Driver Air Bag and Lane Keeping Assist

Buying a new car is both fun and a lot of work. If the Subaru Ascent is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Subaru Ascent right here.

Take a look at what you can expect in terms of insurance rates for the Subaru Ascent and compare it to other similar vehicles. Then find out how the Subaru Ascent stacks up in terms of safety ratings and features, as well as what it costs to buy a Subaru Ascent right here.

If you need insurance for a Subaru Ascent right now, we can help. Enter your ZIP code for free Subaru Ascent car insurance quotes from top companies.

What impacts the cost of Subaru Ascent insurance?

As with any car, your Subaru Ascent car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Subaru Ascent trim level you buy will also have an impact on the total price you will pay for Subaru Ascent insurance coverage.

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How much is the Subaru Ascent?

If you’re looking to buy a Subaru Ascent, price is probably a factor for you. The MSRP of the Subaru Ascent is $32,295, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.

Subaru Ascent Safety Ratings

Subaru Ascent auto insurance rates affected by Subaru Ascent safety ratings. Take a look at the safety ratings for the Subaru Ascent here.

Subaru Ascent Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Subaru Ascent Crash Test Ratings

Subaru Ascent crash test ratings can impact the cost of your Subaru Ascent car insurance. See Subaru Ascent crash test results here.

Subaru Ascent Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Ascent SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Subaru Ascent SUV AWD 5 stars 5 stars 5 stars 4 stars

Subaru Ascent Safety Features

The numerous safety features of the Subaru Ascent help contribute to lower insurance rates. The Subaru Ascent has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Ways to Save on Subaru Ascent Insurance

Save more on your Subaru Ascent car insurance rates. Take a look at the following five strategies that will get you the best Subaru Ascent auto insurance rates possible.

  • Understand the different types of auto insurance for your Subaru Ascent
  • Ask your insurance company about Subaru Ascent discounts
  • Ask about loyalty discounts
  • Ask for a new Subaru Ascent auto insurance rate based on your improved credit score
  • Move to an area with a lower cost of living

Top Subaru Ascent Insurance Companies

What is the best company for affordable Subaru Ascent insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Ascent insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Subaru Ascent.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Subaru Ascent Insurance Quotes Online

You can compare quotes for Subaru Ascent auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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