Best Toyota Mirai Auto Insurance Rates 2021

The price of car insurance for the Toyota Mirai depends on a lot of factors. Among the things that can impact your Toyota Mirai car insurance rates are your driving history and where you live. Of course, the purchase price of the Toyota Mirai also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the Toyota Mirai can earn you a car insurance discount
  • Crash test ratings have an impact on Toyota Mirai auto insurance rates
  • The cost of insurance for a Toyota Mirai depends on the trim level

Buying a new car is both fun and a lot of work. If the Toyota Mirai is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Toyota Mirai right here.

Take a look at what you can expect in terms of insurance rates for the Toyota Mirai and compare it to other similar vehicles. Then find out how the Toyota Mirai stacks up in terms of safety ratings and features, as well as what it costs to buy a Toyota Mirai right here.

If you need insurance for a Toyota Mirai right now, we can help. Enter your ZIP code for free Toyota Mirai car insurance quotes from top companies.

What impacts the cost of Toyota Mirai insurance?

The average annual rate for the Toyota Mirai is just that, an average. Your insurance rates for a Toyota Mirai can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Toyota Mirai.

Toyota Mirai Crash Test Ratings

The Toyota Mirai crash test ratingswill have an affect on Toyota Mirai car insurance rates. Take a look at crash test results for the Toyota Mirai.

Toyota Mirai Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Mirai 4 DR FWD N/R N/R N/R N/R
2018 Toyota Mirai 4 DR FWD N/R N/R N/R N/R
2017 Toyota Mirai 4 DR FWD N/R N/R N/R N/R

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Ways to Save on Toyota Mirai Insurance

There are several ways you can save even more on your Toyota Mirai car insurance rates. Take a look at the following five tips:

  • Bundle your Toyota Mirai auto insurance with home insurance
  • Never drink and drive your Toyota Mirai
  • Buy an older Toyota Mirai
  • Understand the different types of auto insurance for your Toyota Mirai
  • Work with a direct insurer instead of an insurance broker for your Toyota Mirai

Top Toyota Mirai Insurance Companies

What is the best company for affordable Toyota Mirai insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Mirai insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Toyota Mirai.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Toyota Mirai Insurance Quotes Online

You can start comparing quotes for Toyota Mirai insurance from some of the top car insurance companies by using our free online tool today.

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