Best Volvo S40 Auto Insurance Rates 2021

Auto insurance for the Volvo S40 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Volvo S40 has numerous safety features that can help reduce car insurance rates. To find the best deal on Volvo S40 auto insurance, it's best to compare multiple companies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • The Volvo S40 has safety features that include Driver Air Bag and Blind Spot Monitor
  • Safety features of the Volvo S40 can earn you a car insurance discount
  • Crash test ratings have an impact on Volvo S40 auto insurance rates

Buying a new car is both fun and a lot of work. If the Volvo S40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo S40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo S40 and compare it to other similar vehicles. Then find out how the Volvo S40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo S40 right here.

If you need insurance for a Volvo S40 right now, we can help. Enter your ZIP code for free Volvo S40 car insurance quotes from top companies.

What impacts the cost of Volvo S40 insurance?

The average annual rate for the Volvo S40 is just that, an average. Your insurance rates for a Volvo S40 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo S40.

Volvo S40 Safety Features

The numerous safety features of the Volvo S40 help contribute to lower insurance rates. The Volvo S40 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag On/Off Switch
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Emergency Trunk Release
  • Blind Spot Monitor

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Ways to Save on Volvo S40 Insurance

If you want to reduce the cost of your Volvo S40 insurance rates, follow these tips below:

  • Reduce modifications on your Volvo S40
  • Tell your insurer about different drivers or uses for your Volvo S40
  • Check Volvo S40 auto insurance rates through Costco
  • Consider using a tracking device on your Volvo S40
  • Ask about retiree discounts

Top Volvo S40 Insurance Companies

What is the best auto insurance company for Volvo S40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S40 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo S40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Volvo S40 Insurance Quotes Online

You can start comparing quotes for Volvo S40 insurance from some of the top car insurance companies by using our free online tool today.

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