Best Volvo XC40 Auto Insurance Rates 2021

Auto insurance for the Volvo XC40 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Volvo XC40 has numerous safety features that can help reduce car insurance rates. To find the best deal on Volvo XC40 auto insurance, it's best to compare multiple companies.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 24, 2021

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Things to Remember

  • Crash test ratings have an impact on Volvo XC40 auto insurance rates
  • The MSRP of the Volvo XC40 is $34,100
  • The cost of insurance for a Volvo XC40 depends on the trim level

Buying a new car is both fun and a lot of work. If the Volvo XC40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo XC40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo XC40 and compare it to other similar vehicles. Then find out how the Volvo XC40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo XC40 right here.

If you need insurance for a Volvo XC40 right now, we can help. Enter your ZIP code for free Volvo XC40 car insurance quotes from top companies.

What impacts the cost of Volvo XC40 insurance?

The Volvo XC40 trim and model you choose can impact the total price you will pay for Volvo XC40 insurance coverage.
You can also expect your Volvo XC40 rates to be affected by where you live, your driving history, and in most states your age and gender.

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How much is the Volvo XC40?

If you’re looking to buy a Volvo XC40, price is probably a factor for you. The MSRP of the Volvo XC40 is $34,100, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.

Volvo XC40 Safety Ratings

Your Volvo XC40 car insurance rates are tied to the safety ratings of the Volvo XC40. See the breakdown here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

The Volvo XC40 crash test ratingswill have an affect on Volvo XC40 car insurance rates. Take a look at crash test results for the Volvo XC40.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Volvo XC40 Safety Features

The numerous safety features of the Volvo XC40 help contribute to lower insurance rates. The Volvo XC40 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Ways to Save on Volvo XC40 Insurance

Save more on your Volvo XC40 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC40 auto insurance rates possible.

  • Remove young drivers from your Volvo XC40 insurance when they move out or go to school
  • Reduce modifications on your Volvo XC40
  • Ask about mature driver eiscounts for drivers over 50
  • Compare insurance companies after moving
  • Buy a Volvo XC40 with an anti-theft device

Top Volvo XC40 Insurance Companies

What is the best auto insurance company for Volvo XC40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC40 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo XC40 Insurance Quotes Online

You can start comparing quotes for Volvo XC40 insurance from some of the top car insurance companies by using our free online tool today.

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