BMW X6 Car Insurance [How to Find Cheap Rates]

Average BMW X6 insurance rates cost $1,822 a year, or around $152 a month. Comprehensive, collision, and liability insurance cost around $444, $648, and $514, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,822 a year or $152 each month
  • A liability-only policy costs around $730 a year or $61 each month
  • Highest rates are for teenage drivers at around $6,659 a year or $555 each month
  • Good drivers can save as much as $751 a year by earning policy discounts
  • BMW X6 insurance costs around $303 more per year than the average vehicle

BMW X6 insurance rates are more expensive than the average vehicle with full coverage costing on average $1,822 a year or $152 a month. The highest rates are for teens who will pay about $6,659 a year or $555 a month. Good drivers can save $751 a year in qualifying discounts.

Let’s look at BMW X6 insurance rates, safety features, and more.

You can start comparing quotes for BMW X6 car insurance rates from some of the best car insurance companies by using our free online tool now.

BMW X6 Insurance Cost

The average BMW X6 car insurance rates are $1,822 a year or $152 a month.

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Are BMW X6s Expensive to Insure?

The chart below details how BMW X6 insurance rates compare to other crossovers like the Honda HR-V, Mazda CX-5, and Mazda CX-3.

Vehicle Comprehensive Collision Liability Total
BMW X6 $432 $834 $398 $1,822
Honda HR-V $294 $532 $372 $1,356
Mazda CX-5 $322 $532 $372 $1,384
Mazda CX-3 $308 $500 $372 $1,338
Toyota RAV4 $280 $482 $390 $1,310
Lexus RX 450h $390 $718 $420 $1,708
Audi SQ5 $394 $774 $264 $1,542
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However, there are a few things you can do to find the cheapest BMW insurance rates online.

What Impacts the Cost of BMW X6 Insurance?

The BMW X6 trim and model you choose can impact the total price you will pay for BMW X6 insurance coverage.

Age of the Vehicle

Older BMW X6 models generally cost less to insure. For example, car insurance for a 2018 BMW X6 costs $1,822, while 2010 BMW X6 insurance costs are $1,434, a difference of $388.

Model Year Comprehensive Collision Liability Total
2018 BMW X6 $432 $834 $398 $1,822
2017 BMW X6 $418 $814 $416 $1,806
2016 BMW X6 $402 $780 $430 $1,770
2015 BMW X6 $380 $752 $442 $1,732
2014 BMW X6 $366 $698 $452 $1,674
2013 BMW X6 $352 $658 $456 $1,624
2012 BMW X6 $336 $590 $460 $1,544
2011 BMW X6 $314 $542 $460 $1,474
2010 BMW X6 $304 $508 $464 $1,434
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Driver Age

Driver age can have a significant impact on the cost of BMW X6 auto insurance. For example, 20-year-old drivers pay as much as $2,308 more each year for their BMW X6 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on BMW X6 insurance rates. For example, drivers in Los Angeles may pay $1,567 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of BMW X6 car insurance. Teens and drivers in their 20’s see the highest jump in their BMW X6 car insurance rates with violations on their driving record.

BMW X6 Crash Test Ratings

BMW X6 crash test ratings will affect your BMW X6 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X6 SUV RWD N/R N/R N/R N/R
2020 BMW X6 SUV AWD N/R N/R N/R N/R
2020 BMW X6 M SUV AWD N/R N/R N/R N/R
2019 BMW X6 SUV RWD N/R N/R N/R N/R
2019 BMW X6 SUV AWD N/R N/R N/R N/R
2019 BMW X6 M SUV AWD N/R N/R N/R N/R
2018 BMW X6 SUV RWD N/R N/R N/R N/R
2018 BMW X6 SUV AWD N/R N/R N/R N/R
2018 BMW X6 M SUV AWD N/R N/R N/R N/R
2017 BMW X6 SUV FWD N/R N/R N/R N/R
2017 BMW X6 SUV AWD N/R N/R N/R N/R
2017 BMW X6 M SUV FWD N/R N/R N/R N/R
2016 BMW X6 SUV RWD N/R N/R N/R N/R
2016 BMW X6 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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BMW X6 Safety Features

The BMW X6 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your BMW X6 auto insurance rates. The BMW X6’s safety features include:

  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking
  • Lane departure warning
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Speed limit recognition
  • Rain-sensing windshield wipers
  • Adaptive headlights
  • Automatic high-beam headlights
  • Front and rear parking sensors
  • Rearview camera

BMW X6 Finance and Insurance Cost

If you are financing a BMW X6, most lenders will require your carry higher BMW X6 coverages including comprehensive coverage, so be sure to compare BMW X6 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on BMW X6 Insurance

If you want to reduce the cost of your BMW X6 insurance rates, follow these tips below:

  • Spy on Your Teen Driver
  • Use an Accurate Job Title When Requesting BMW X6 Auto Insurance
  • Move to an Area with Better Weather
  • Move to the Countryside
  • Don’t Skimp On BMW X6 Liability Coverage

Top BMW X6 Insurance Companies

The best auto insurance companies for BMW X6 car insurance rates will offer competitive rates, discounts, and account for the BMW X6’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free BMW X6 Insurance Quotes Online

To start comparing BMW X6 car insurance quotes for free, use our online car insurance comparison tool.

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Average Monthly Car Insurance Rates by State