Compare Brownsville, TX Car Insurance Rates (2021)

The average annual car insurance rates in Brownsville, TX are around $4,208. The cheapest car insurance company in Brownsville, TX is State Farm, although rates will vary for each person. Brownsville, TX car insurance must meet the state minimum requirements with coverage levels of 30/60/25 for liability and property damage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Mar 4, 2021

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Here’s What you Need to Know

  • The average annual car insurance rate for Brownsville, TX is $4,208
  • The cheapest car insurance company in Brownsville, TX is State Farm, and the second cheapest is State Farm
  • Consider choosing a company that sells car insurance that covers you while driving in Mexico
  • The average commute time for Brownsville is 18 min

Brownsville, TX car insurance rates are, on average, about $1,600 higher than the state average.

You can save on Brownsville, Texas car insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on cheap car insurance in Brownsville, TX for every age, credit history, and driving record.

Ready to find affordable car insurance in Brownsville, TX? Enter your ZIP code above to get started.

What is the cheapest car insurance company in Brownsville, TX?

The cheapest car insurance company in Brownsville, based on average rates, is State Farm.

The top car insurance companies in Brownsville, TX, ranked from cheapest to most expensive are:

  • State Farm — $2,941
  • USAA — $3,013
  • GEICO — $3,156
  • American Family — $4,435
  • Progressive — $4,864
  • Nationwide — $5,447
  • Allstate — $5,598

There are a lot of factors that determine your car insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.

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What car insurance coverage is required in Brownsville, TX?

All Brownsville drivers have to meet the Texas state law minimum requirements to buy car insurance.

In Texas, you have to carry at least:

  • $30,000 per person and $60,000 per incident for bodily injury liability
  • $25,000 per incident for property damage

It’s recommended that most drivers carry more than the state minimum.

What affects car insurance rates in Brownsville, TX?

Brownsville is the 11th largest city in Texas. Let’s take a look at how Brownsville car insurance rates compare to other cities in Texas.

Weslaco, TX — $5,453 (most expensive)
Brownsville, TX — $4,208
Grape Creek, TX — $3,158 (cheapest)

INRIX ranks Brownsville as the 234th-most congested city in the U.S. Brownsville isn’t surrounded by many other big Texas cities; however, it is close to the Texas and Mexico border.

It may be good to find out what car insurance is needed to drive your car in Mexico. Some of the companies that offer Mexico auto insurance are:

  • Allstate
  • GEICO
  • Progressive
  • Liberty Mutual

City-Data reports an average commute time for Brownsville is 18 minutes.

Car theft also affects rates. The FBI’s most recent annual statistics don’t report car thefts for Brownsville; however, a city with a similar population as Brownsville (Irving) reports 711 car thefts in a city population of 242,062. That’s a rate of 294 cars stolen per 100,000 population.

Brownsville, TX car Insurance: The Bottom Line

Brownsville has about the same rates as the state average when compared to other cities of its size in Texas, but you can still save by shopping around and comparing.

Before you buy car insurance in Brownsville, TX, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Brownsville, TX car insurance quotes.

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Average Monthly Car Insurance Rates by State