Cadillac ATS Insurance Quotes [Guide + Free Quotes]

Average Cadillac ATS insurance rates cost $118 per month ($1,416 per year). Shop around to find cheap Cadillac ATS insurance rates. On average, Cadillac ATS comprehensive insurance coverage costs $345, collision coverage costs $503, and liability coverage costs $400.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Reviewed byJoel Ohman
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UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,416 a year or $118 each month
  • A liability-only policy costs around $568 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,175 a year or $431 each month
  • Good drivers can save as much as $584 a year by earning policy discounts
  • Cadillac ATS insurance costs around $103 less per year than the average vehicle

Cadillac ATS insurance rates are about $103 less per year than the average vehicle with full coverage costing about $1,416 a year or $118 a month. Teens have the highest rates at about $5,175 a year or $431 a month as they’re considered to be high-risk as inexperienced drivers.

Good drivers can save up to $584 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Cadillac ATS insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac ATS car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac ATS Insurance Cost

The average Cadillac ATS car insurance rates are $1,416 a year or $118 a month.

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Are Cadillac ATSs Expensive to Insure?

The chart below details how Cadillac ATS insurance rates compare to other sedans like the Audi S3, Nissan Sentra, and Buick Regal.

VehicleComprehensiveCollisionLiabilityTotal
Cadillac ATS$294$566$398$1,416
Audi S3$356$744$264$1,474
Nissan Sentra$254$570$390$1,372
Buick Regal$306$536$398$1,398
Subaru Legacy$370$506$338$1,350
Honda Civic$280$656$420$1,536
Ford Focus$244$536$398$1,336

However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac ATS Insurance?

Even though the average annual rate for the Cadillac ATS is $1,416, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac ATS.

Age of the Vehicle

Older Cadillac ATS models generally cost less to insure. For example, car insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.

Model YearComprehensiveCollisionLiabilityTotal
2018 Cadillac ATS$294$566$398$1,416
2017 Cadillac ATS$284$552$416$1,410
2016 Cadillac ATS$274$530$430$1,392
2015 Cadillac ATS$260$512$442$1,372
2014 Cadillac ATS$250$474$452$1,334
2013 Cadillac ATS$240$446$456$1,300

Driver Age

Driver age can have a significant effect on Cadillac ATS car insurance rates. For example, 20-year-old drivers pay $1,732 more for their Cadillac ATS car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in New York may pay $368 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac ATS car insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS auto insurance rates with violations on their driving record.

Cadillac ATS Crash Test Ratings

Cadillac ATS crash test ratings will affect your Cadillac ATS car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2019 Cadillac ATS-V 4 DR RWDN/RN/RN/RN/R
2019 Cadillac ATS-V 2DR RWDN/RN/RN/RN/R
2019 Cadillac ATS 2DR RWDN/RN/RN/RN/R
2019 Cadillac ATS 2DR AWDN/RN/RN/RN/R
2018 Cadillac ATS-V 4 DR RWD4 stars4 stars5 stars5 stars
2018 Cadillac ATS-V 2DR RWDN/RN/RN/RN/R
2018 Cadillac ATS 4 DR RWD5 stars5 stars5 stars5 stars
2018 Cadillac ATS 4 DR AWD5 stars5 stars5 stars5 stars
2018 Cadillac ATS 2DR RWDN/RN/RN/RN/R
2018 Cadillac ATS 2DR AWDN/RN/RN/RN/R
2017 Cadillac ATS-V 4 DR RWD4 stars4 stars5 stars5 stars
2017 Cadillac ATS-V 2DR RWDN/RN/RN/RN/R
2017 Cadillac ATS 4 DR RWD5 stars5 stars5 stars5 stars
2017 Cadillac ATS 4 DR AWD5 stars5 stars5 stars5 stars
2017 Cadillac ATS 2DR RWDN/RN/RN/RN/R
2017 Cadillac ATS 2DR AWDN/RN/RN/RN/R
2016 Cadillac ATS-V 4 DR RWDN/RN/R5 stars5 stars
2016 Cadillac ATS V-Series 2DR RWDN/RN/RN/RN/R
2016 Cadillac ATS 4 DR RWD5 stars5 stars5 stars5 stars
2016 Cadillac ATS 4 DR AWD5 stars5 stars5 stars5 stars
2016 Cadillac ATS 2DR RWDN/RN/RN/RN/R
2016 Cadillac ATS 2DR AWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Cadillac ATS Safety Features

The safety features of the Cadillac ATS can impact your Cadillac ATS car insurance rates. The Cadillac ATS has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Front Tow Hooks
  • Traction Control
  • Emergency Trunk Release

Cadillac ATS Insurance Loss Probability

The Cadillac ATS’s insurance loss probability varies for each form of coverage. The lower percentage means lower Cadillac ATS auto insurance rates; higher percentages mean higher Cadillac ATS car insurance rates.

Insurance Coverage CategoryLoss Rate
Collision21%
Property Damage-3%
Comprehensive3%
Personal Injury7%
Medical Payment-4%
Bodily Injury-10%
Source: Insurance Institute for Highway Safety

Cadillac ATS Finance and Insurance Cost

If you are financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac ATS car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac ATS Insurance

There are many ways that you can save on Cadillac ATS car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac ATS car insurance rates low.

  • Consider Using a Tracking Device on Your Cadillac ATS
  • Compare Cadillac ATS Quotes Online
  • Buy Your Cadillac ATS with Cash, or Get a Shorter-Term Loan
  • Get Married and Ask for a Discount
  • Drive Your Cadillac ATS Safely

Top Cadillac ATS Insurance Companies

Several top car insurance companies offer competitive rates for the Cadillac ATS rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Cadillac ATS drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Cadillac ATS Insurance Quotes Online

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