Online Car Insurance Quotes

Receive accurate online car insurance quotes by providing accurate information. Use our free tool below to compare multiple quotes and save up to 20% on car insurance rates.

Free Car Insurance Comparison

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • In order to receive an accurate quote, you have to share relevant information about your automobile insurance needs and sometimes personal information
  • Using online quote tools can be very beneficial because they are easy to use and offer a no-obligation method of researching various insurance companies
  • Remember that cheaper is not always better; you need to make sure the price reflects enough coverage to meet your needs

You can find motor car insurance quotes online because most first-rate insurance agencies have a website revealing everything a consumer needs to know about their financial products and company.

Most websites also offer an easy-to-use service to get a quote that is usually just an online form that provides a quick insurance quote after you press the send button.

Enter your ZIP code into the FREE comparison tool above to find the best auto insurance quotes online!

The Information You Need to Get a Car Insurance Quote

Usually, online quote forms require the following information:

  • The make of your car
  • The model of your car
  • Your estimated driving distance
  • Any other pertinent information about your vehicle

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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How to Get a Car Insurance Quote

Your quotes may not be handled by a person but through software automation. The answers you fill out on an online form are compared to a database after which you will receive an insurance quote.

Sometimes you may get a quote back quickly while still on the insurance company’s website.

Alternatively, you may need to provide an email address. In this case, you will receive an email with the quote.

Finally, the website may not give you back an immediate quote or send an email, but you will get a telephone call from a live agent who wants to discuss your car insurance needs.

Comparison Shopping for Car Insurance

Getting a quick quote online allows you to comparison shop. Since you can get several quotes at once, you can have many tabs open in your browser window and compare them side-by-side.

Alternatively, you can transfer price and coverage details to a spreadsheet and make a decision in that way. You don’t have to feel pressured even if the quote comes from speaking directly to a live agent.

Get Multiple Car Insurance Quotes

Another way of getting and comparing car insurance quotes is to go to a clearinghouse type of website that represents many reputable insurance companies.

The advantage with this method is that you fill an online form only once and receive multiple quotes for your business at the same time.

Another advantage is that this type of website has already done the research on finding the best insurance companies for you.

By getting multiple quotes simultaneously, you can get the big picture view of what type of insurance is available for you when it comes to premiums and protection.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Cheaper Is Not Always Better

While many people are tempted to buy the cheapest possible legal car insurance, purchasing the cheapest option is not cost-efficient if you have a car accident.

A better strategy is to do your homework to discover how you can get great coverage at the lowest price.

Since it is possible to get a quote quickly using this method of getting multiple car insurances, it is tempting to make a snap decision. Instead, it’s better to create a spreadsheet to compare all your figures and make a sound financial decision.

While this method may seem to slow down your analysis, it will lead to a much better quality of car insurance, and possibly a higher level of annual savings.

In doing comparison shopping, be sure to find out if you are eligible for any discounts based on your driving history. You may, for example, find that by simply calling the company, you can get discounts based on a good driving record or based on an accident forgiveness policy.

Lower Your Car Insurance Rates

Often you can get a lower quote by taking a defensive driving course which will also reduce the points on your driver’s license. If you take this step, you not only save on car insurance, but you also acquire the skills to be a better driver.

There are many other ways to lower your car insurance rates.

For fast, accurate comparisons simply focus on two parameters: price and the coverage it buys.

Multiple Car Insurance Discounts

Some insurance providers will give you a small discount if you insure more than one of your cars with them. Basically, they are passing down the savings they make on administration costs down to you.

Before taking them up on this offer, consider if their premiums and protection suit your needs. On one hand, it’s nice to save. On the other hand, it may not be worth saving if you are not getting excellent coverage for the price you pay.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Why You Should Compare Car Insurance

Shopping around for car insurance may seem like a hassle, especially when you can simply continue with the car insurance company you have used for a number of years or return to a familiar company after you get a new car.

However, the insurance industry is highly competitive, and its possible that with just a little bit of effort you can save up to $400 a year and get better coverage than you’ve ever had before.

While websites can provide you with a lot of information, they are not always comprehensive. By calling an insurance company after researching them on the Internet, you may be able to get a better deal than what your initial free quote shows you.

Enter your ZIP code now to receive motor car insurance quotes online for FREE!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

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