Multiple Quotes for Cheap Car Insurance

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

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Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Dec 12, 2018

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...
  • You will find the best deals on car insurance if you search for quotes from multiple companies
  • The best way to find multiple quotes is to use a comparison site like this one
  • Insurance companies will need to know your driving history and credit score to provide accurate quotes


Many people across the country want to cut back on expenses, and car insurance is often a major expense in a budget.

You may be considering ways you can reduce this cost today. Shopping around for new car insurance quotes often yields significant savings for drivers.

Enter your zip code into our free tool above to find quotes from multiple companies today!

While receiving even a single quote for new coverage can provide you with savings in some cases, it is often best to get as many quotes as you can.

You should get multiple car insurance quotes if you want to save as much money as possible on your coverage. Just enter your ZIP code above to get FREE comparisons!

Why Receiving Multiple Quotes Is Beneficial

If you take time today to get a single insurance quote and find savings on your premium cost, you may be thrilled with the results of your efforts.

Consider, however, if you could find additional savings by getting a second or a third quote. Often, drivers can get a different quote from each insurance company they research.

Insurance companies each have their own way to generate quotes, and each method creates variation in insurance quotes.

Getting many quotes increases your chances of finding greater savings.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Shopping Options for Getting Quotes

If you have already taken time today to get a quote from an auto insurance provider, you may have found the process to be tedious.

There are different ways you can get quotes including:

  • Calling insurance companies directly for a verbal quote
  • Completing an online application on an insurance company’s website
  • Working with a mortgage broker for auto insurance quotes
  • Using a rate comparison tool online

There are pros and cons to each of these options, but it is important to note that using a price comparison site online provides drivers with the ability to get more quotes in less time.

Further, these quotes can be gathered any time of day or night.

What Insurance Companies Need to Generate a Quote

Insurance companies need to review the same basic information from you tproduce an accurate quote for auto coverage. This information includes:

While insurance companies will want to review all of this information to generate a quote, it is important to note that a rate comparison site often requires less information.

In some cases, you simply have to input basic details about your car as well as your zip code.

These quotes can help you to determine which insurance companies you want to apply for coverage.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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Keeping Your Insurance Costs Low

If you are like most drivers who want to get new quotes for insurance coverage, you don’t want to just gather together a bunch of quotes.

Instead, you want to find the lowest cost car insurance quotes available. Adjusting any of the factors mentioned above can alter your insurance rates.

For instance, buying a new car or moving to a different zip code may yield savings in some cases.

However, these are major changes that many drivers will not consider simply to find savings on an auto insurance policy.

If you want to find the lowest cost insurance, consider raising your deductible and lowering your coverage.

Most states have minimum coverage requirements, and you do want to ensure your policy provides adequate financial protection if you have an accident. However, adjusting these figures can yield immediate savings.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Look for Discounts

Just as insurance companies each calculate auto insurance rates differently, they also offer different discounts.

These can provide drivers with modest to significant savings, so it is in your interest to learn more about the discounts that different insurance companies provide.

To save time with this process, you should consider taking the top few quotes that you received from the rate comparison websites and educate yourself about discounts available through these companies.

You can explore discounts available through all companies, but this can take hours to do. Some discounts to look for include:

  • Good Student Discount
  • Safe Driver Discount
  • Discount for taking a driver’s safety course
  • Multiple insurance policies with a single company

Not All Insurance Companies Are Equal

After gathering together quotes from multiple car insurance companies and looking for discounts for additional savings, you may have narrowed down your options to just a few top quotes.

Before you make your final decision about which company to buy auto insurance from, take a few additional minutes to read some reviews about these insurance companies through the Better Business Bureau or similar websites.

Some unfortunate drivers have had bad experiences with insurance companies when trying to file a claim.

Reading reviews can help you to identify which companies have a trend with offering poor service to policyholders.

When You Buy Your Coverage

You may now be ready to buy coverage.

After completing the formal application for insurance with a particular insurance company, you may be asked if you want to pay your premium monthly, semi-annually, or annually.

Many drivers prefer to pay monthly for budgeting convenience. However, consider first if your new insurance company will charge an additional fee for this convenience.

If you want to find the greatest savings possible, you should get as many quotes as you can.

These tips can help you gather those quotes together with the least amount of time and effort, and they can help you to find greater savings as well.

Enter your zip code below and receive free quotes from multiple car insurance companies!

 

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption