Quick Car Insurance Quotes Online

Comparing quick car insurance quotes online is the fastest and easiest way to reduce your car insurance rates by up to 20%. Enter your ZIP code to compare multiple quotes for free.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • There are many ways for you to save money on your car insurance premium
  • You should ask about any discounts you qualify for based on your driving record, age, and home address
  • If you have debt, you should work on lowering it; this may impact your car insurance rates
  • Always be careful out on the road since your driving history directly affects how much you pay for insurance

Everyone is looking for ways to save money on car insurance.

Quick quotes obtained online are the easiest way to compare prices and find the policy that best suits your needs. In addition to online comparisons, there are several other ways that you can save money on an auto insurance policy.

Enter your zip code to compare car insurance quotes from multiple providers today!

While you want to save money, you also need to meet state auto insurance requirements and protect yourself financially.

By understanding the factors that impact the online insurance quotes you will receive, you are best positioned to save money on a policy that protects your car and assets.

Quick Car Insurance Quotes Based on Driving Statistics

The answer to saving money lies within driving statistics. If you can put the odds in your favor by the way you drive, you can pay less every year.

There are some things you can’t change of course, such as your age and gender. Being under the age of 25 and male can have an adverse impact on your premiums, unfortunately. However, there may be other factors that you can control.

If you are in the market for a new car, you may want to get a few insurance quotes before you buy. Seeing the cost of insurance on that Ford GT500 could deter you from sports cars and send you to the other side of the lot where a sensible sedan model waits.

Use these tips to save money:

  • Check for lists showing this year’s model vehicles that are the least expensive to buy insurance for
  • Seek safety features such as airbags, anti-lock brakes, anti-theft devices, and automatic seatbelts
  • Search for discounts you may qualify for, such as good student and safe driver

Your marital status can also affect the price you pay for car insurance. If you are single, you are most likely going to pay more money to insure your car than someone who is married.

Also, marrying someone with a poor driving record can cause your insurance rates to jump after you combine policies.

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Factors that Impact Your Car Insurance Rates

If your record is less than spotless, you will be paying for those mistakes with higher insurance rates.

Everyday mishaps like speeding tickets and fender benders can cause a significant jump in what you pay to insurers.

  • Don’t even think about getting behind that wheel if you’ve had a few drinks! DUI or DWI is a sure spike to your insurance policy as you will be labeled a high-risk driver.
  • Always wear your seatbelt and never driving when sleep deprived.
  • Protect your credit as your credit rating impacts your insurance rates. Statistically speaking, consumers with higher credit scores have fewer accidents on the road.

Where you call home can also have an effect on your car insurance quote.

If you live in a rural area, you are less likely to get into an accident than if you live in a large city filled with busy drivers.

The more cars that fly by in your home city, the more traffic exists, and the higher your chance of having an accident. Moving into a calmer neighborhood can also lower your rates, as the chance of theft or vehicle vandalism is significantly reduced.

Other Factors That Impact Car Insurance Rates

Your career choice may even become a factor in premium cost.

If you sit behind a desk all day, accident statistics suggest you are a better driver. If you are in a high-pressure job field that requires a great deal of driving each day, you are a higher risk.

Even the distance you drive each day to and from work can affect your insurance premiums.

Never allow your car insurance policy to lapse. Be prompt and take advantage of every available discount.

Some of the most commonly overlooked discounts include:

  • retirement discounts
  • loyalty discounts
  • defensive driving class discounts
  • good student discounts
  • combination discounts (insuring your car and home with the same company)

Doing whatever you can to help lower your risk and benefit the insurance company can help in getting you a better price.

Even if you miraculously fall into all the right circumstances and have the ideal situation based on driving statistics, you would still be better off searching for online quotes. If you are in need of car insurance, a quick quote is just seconds away.

Enter your zip code to compare car insurance quotes from multiple providers now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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