Florida Car Insurance Regulations

Interested in Florida car insurance regulations? Each state creates its own car insurance laws, and Florida is no different. Florida’s car insurance requirements state that everyone who drives a vehicle, whether they own it or not, must maintain Florida car insurance with specific coverage and limits. Some rules, like Florida car lease insurance requirements, are…

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Decreasing Car Insurance With Tort Reform

It’s probably obvious to most of us who have been driving for 20 years or more that car insurance rates are going up disproportionately to the rest of the things we pay for. One of the solutions being proposed to slow down rising insurance rates is tort reform. But tort reform comes with a whole…

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What happens after a late car insurance payment?

You do not want to play around with a late car insurance payment. Consequences of a late car insurance payment include late fees, cancellation of your policy, or possibly higher rates without you realizing it until it is too late! You may pay your car insurance late thinking everything is okay, but the truth is…

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Texting and Driving Statistics

There is no doubt that text messaging behind the wheel is convenient, but as the statistics show in the following graphic that doing so is at great risk. Below is a chart comparing texting statistics of drinking and driving, road rage, eating while driving, and more. Check out the dangerous driving statistics and then be…

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Getting an SR22 Car Insurance Bond

An SR22 bond for car insurance is simply a court ordered proof of financial responsibility required by your state in order to keep or gain back your driving privileges. Most individuals are not required to carry an SR22. Individuals who are required to have an SR22 have lost their license either to DUIs, a high number…

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Garage Location and Insurance

You may already be aware of the fact that parking your car in a garage overnight helps reduce your car insurance rates, but did you also know that the location of your garage has an impact? While the impact is minimal, it is true nonetheless. Car insurance companies are willing to give better insurance rates on…

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Higher Auto Insurance for Leased Vehicles (Pros and Cons)

Leased vehicles cost more to insure than vehicles you own because most lease agreements require the lessee to obtain much higher limits of coverage along with low physical damage deductibles. Lien holders want to make sure they are protected from any liability in the event you cause an accident. While you will pay quite a…

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Does Negligent Driving Affect Insurance

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were negligent and irresponsible. Many insurance companies see this as a risk factor. To get a free online car insurance quote from many top companies, just…

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Whose car insurance pays if my car door hits another car?

When someone hits your car insurance do you call their insurance or yours? Do I have to pay if my car door hits another car? Questions like this are the bane of many a driver whose car has suffered minor damage. Most drivers simply want to get the car fixed and the issue put behind…

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Driving during a lapse in coverage

Whether or not there is a fee when you have a lapse in your car insurance will depend on a number of factors, such as where you live, why you have a lapse, how long the lapse is, etc. What happens if you lapse on car insurance? The longer the lapse, the more likely it…

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