Does Geico have no down payment insurance?

Yes, Geico will usually offer a lower initial payment that amounts to a sum that covers just one month of coverage. However, Geico won’t insure you without some type of payment, the same as all auto insurance companies. If a company offers no down payment insurance, you won’t have to pay for multiple months in one lump sum to activate your policy.

Can I get zero down car insurance?

You can’t get car insurance without paying anything. However, many auto insurance companies will allow you to pay for just the first month to get car insurance, which means your initial rate payment could be very low. The best way to get a low rate is to shop with different auto insurance companies for quotes.

Are insurance down payments the same as deposits?

Yes, insurance down payments may sometimes be referred to as deposits. Either way, these terms usually refer to a usually nonrefundable payment to activate your insurance coverage. If you prepay for six months of coverage, however, you may get a refund if you cancel before the six months end.

Are no down payment car insurance companies scams?

If a company advertises car insurance you can get without making an initial payment, it is very likely a scam. However, if the company is referring to no down payment to mean you only have to pay for the first month of coverage, it is likely not a scam. If you aren’t sure, make sure to read customer reviews and financial ratings to determine a company’s legitimacy.

Which companies have the cheapest car insurance?

On average, some of the cheapest companies are USAA, Geico, and State Farm. However, the cheapest company depends on your driving record, vehicle, age, location, and more. So you’ll have to shop around to see which offers the cheapest car insurance rates in your area.

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