Umbrella Car Insurance Policies: What Do They Cover?

Auto insurance is important to have to protect yourself and your assets. In fact, most states now require you to have auto insurance on your vehicle in order to drive it. But what happens when your auto insurance isn’t enough to cover the cost incurred as the result of an accident? Find out how an…

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What is a non-owner car insurance policy?

If you don’t own a car and you want to purchase auto insurance, you can get this coverage by purchasing a non-owners car insurance policy. This type of coverage is beneficial for many reasons that will be discussed below and can ensure that you have the right amount of insurance no matter what vehicle you…

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What cars increase the cost of insurance?

The type of car you drive can have a significant impact on the total cost of insurance. A general guideline is that the more a car costs to buy, the more it will cost to insure. Before buying a car is the ideal time to shop and compare the cheapest rates. To this end the…

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How to Find the Cheapest Auto Insurance

All the searching in the world will not lead to a single car insurance company that is the cheapest in all aspects. This is because insurers are very driven and unique when it comes to rating motorists and setting prices. Different insurance providers also tend to target different markets, thus making one insurer cheaper for…

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When should I switch car insurance companies?

The ability to switch car insurance companies ensures that drivers cannot be taken advantage of by their companies. Representatives of these companies know that there is a real possibility that they will lose their clients in significant numbers if they give their clients reason to switch. Even so, people do have reason on occasion to…

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What changes should I expect with my car insurance rates after a ticket?

What changes should I expect with my car insurance rates after a ticket? Does your car insurance go up with a speeding ticket? These are a questions most drivers ask. We’ll cover how your driving history affects your insurance rates, including speeding tickets. Do out-of-state tickets affect your insurance? Yes, a speeding ticket out-of-state affects…

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How much is rental car insurance?

How much does rental car insurance cost? The cost of rental car insurance will largely depend on if you’re getting that insurance through a rental agency, your own policy, or a credit card. When renting a car, it usually means you will be driving: For a trip For a vacation Because your own vehicle is…

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What are car insurance coverage limits?

Different car insurance coverage limits work by offering various amounts of protection based on the amount of car insurance you purchase. When you choose your auto insurance, you must select a specific amount of coverage for each option. What are car insurance coverage limits? Coverage limits describe the highest amount of money your car insurance…

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How do I switch car insurance?

Switching car insurance is a relatively easy thing to do. It simply requires putting a new policy in place and then notifying your old insurer that you no longer need the policy that you have had with them. Typically, you will need to notify your auto insurance company in writing that you are switching your…

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Does Allstate offer senior discounts?

Does Allstate offer senior discounts? Yes, Allstate insurance does offer a special car insurance discount to senior citizens. Allstate offers many other discounts, as well. These discounts are determined by the driver’s age, the type of car owned by the policyholder, and their driving history. Allstate car insurance offers a variety of discounts, including the…

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