Does car insurance cover lightning strikes?

“It was a dark and stormy night” is not a description found solely in the cliched beginning of a potboiler novel. Such a description would fit a number of accidents that occur on the roads throughout the world. The worse storm conditions are, the greater the chances that a vehicle could get into an accident….

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Is tornado damage covered by car insurance?

Damage caused by a tornado, or any exceptionally strong winds, can often occur without any warning or time to prepare. The winds caused by a tornado create dangerous road conditions and can cause damage to your car when it’s stationary. It’s crucial to understand how your car insurance policy can protect you from the losses…

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Do car insurance companies have access to police reports?

Car insurance companies can access police reports. The reports can be obtained in a variety of ways. The police reports are used to learn about whether you have been involved in an accident or not, towards an investigation when you file a claim, as well as to adjust your premiums periodically. If you were in…

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Does car insurance cover riot damage?

When your car is damaged by rioting, this can occur without time to plan ahead or to store your vehicle in a secure location. Protecting your vehicle from rioting and civil unrest is important, since these often occur without warning, and requires your coverage to be in place before the riot damage occurs. Carrying comprehensive…

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How many car insurance claims is too many?

One of the common reasons that an insurance policy is canceled or not renewed is a history of too many claims. A common question that many individuals filing a claim may have is ‘How many claims is too many?‘ Although different insurance providers may have different ways of determining when you’ve filed too many claims,…

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Does sleep apnea affect your car insurance?

Sleep disorders are something that can have a significant impact on your quality of life. These types of disorders can change virtually everything that you do, from going to work, attending school, social events, even just sitting on the couch and trying to watch a movie or television show. The vast majority of people will…

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Is using the wrong fuel in your car covered by insurance?

If you experience problems with your car as a result of using the wrong kind of fuel, it might result in costly repairs. Since you have auto insurance, the first thought could be to file a claim with the insurance company. However, you have to look at whether insurance will take care of misfuelling costs…

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If I hit a pole, does my insurance cover it?

Hitting a pole can be a startling and upsetting loss, but your car insurance can help you make repairs and restore yourself to your pre-loss condition. What do you do when you hit a pole? If you’ve chosen to purchase collision coverage for your insurance policy, then your car may be protected from collisions with…

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Can I get car insurance on the weekend?

If you are a busy person working during traditional business hours, you probably need to wait until the weekend to get auto insurance for your vehicle. Fortunately, depending on location, there are many auto insurance agents to assist you on Saturdays and Sundays. So, if you need to buy car insurance on the weekend then that…

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Can I transfer car insurance to another person?

Transferring auto insurance coverage is part and parcel of every new vehicle purchase. Many insurance providers have simplified the process through online transactions and phone call notifications. However, you may navigate through bumps here and there sourcing a good deal and organizing bank transactions for your new car in addition to arranging trade-ins or pick…

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