Insurance and Driving Laws

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What is the penalty for driving without insurance in Washington?

While the State of Washington does not have the steepest of penalties in the United States for driving without insurance, the fines and other consequences can be quite hefty. Any driver should know that all 50 states require insurance or proof of financial responsibility and the law takes these requirements quite seriously. The penalty for...

While the State of Washington does not have the steepest of ...

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Time Frame for Points on Your Driver’s License

When do license points expire? How long do points stay on licenses? The amount of time that point stay on your driver’s license will be entirely determined by the type of traffic tickets or driving offense committed, as well as the state in which it occurred. Generally, most points will fall off of your license...

When do license points expire? How long do points stay on li...

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Tips for Selling Car Insurance

Wondering how to sell car insurance effectively? If you’re looking to learn how to sell auto insurance efficiently and effectively, the most important step is to think like a buyer before you try to sell car insurance. They want the best car insurance discounts and they want to trust you to provide them. Forget everything people say...

Wondering how to sell car insurance effectively? If you̵...

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How To Know if Your Car Is Due for a Vehicle Recall Check

The process of manufacturing a car involves, quite literally, a lot of moving parts. It’s easy for something to go wrong along the way, but defects are often caught before a vehicle goes on the market.  Sometimes, though, certain flaws fall through the cracks and go unnoticed, creating a safety issue for drivers. When that...

The process of manufacturing a car involves, quite literally...

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DWI vs. DUI: What Is the Difference?

Alcohol-related accidents are some of the most prevalent crimes on the road. And there were 10,142 deaths recorded from drunk-driving accidents in 2019. Aside from penalties like fines and license suspensions, another consequence of such cases is an increase in car insurance rates. So, to help you understand the implications of a DWI vs. DUI...

Alcohol-related accidents are some of the most prevalent cri...

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Does Negligent Driving Affect Insurance

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were conducting unsafe driving seen as negligent and irresponsible. Many insurance companies see this as a risk factor. How does a negligent driving ticket affect insurance rates?...

A negligent driving ticket will, unfortunately, affect your ...

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Is hitting someone with a car assault?

Road rage is on the rise in America, and all you need to do to see it is take a drive down any highway. From improper lane changes to speeding and other more dangerous behaviors, road rage can have tragic results. The definition of assault can be tricky to understand, but you can commit assault...

Road rage is on the rise in America, and all you need to do ...

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How long can you stay on your parents’ car insurance?

Whether you’re heading off to school, starting a full-time job, or taking time to travel, there are a lot of details to figure out between turning 18 and becoming a financially independent adult. During this time, you may wonder, how long can you stay on your parents car insurance, on their health insurance, and as...

Whether you’re heading off to school, starting a full-time...

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What do red light cameras look like?

About half of U.S. states have red light cameras on the road. Whether you run a red light because of an emergency or mistakenly make a prohibited right turn on a red, knowing what red light cameras look like can help you prepare for the possibility of a ticket. To help you protect your driving...

About half of U.S. states have red light cameras on the road...

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What is the minimum car insurance required by each state?

State minimum auto insurance is different for each state. The state minimum car insurance meaning describes the insurance requirements to drive in a specific state. However, every state demands something unique for drivers. But what is the minimum amount of liability insurance required in California and Texas? Is it the same? Don’t worry – we’ll...

State minimum auto insurance is different for each state. Th...

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Sleeping in your car: Is it illegal to sleep in your car?

Is it illegal to sleep in your car? Depending on the location, it may be illegal to sleep in your car. However, along the major interstate highway system, rest areas allow drivers to park and rest for up to four hours. After all, keeping highways free from sleepy drivers is safer for everyone on the...

Is it illegal to sleep in your car? Depending on the locatio...

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Owning a Car: How old do you have to be?

For many kids, owning their first car ranks as one of the most exciting parts of growing up. A car means more freedom than ever before, but it also comes with a lot of responsibility. That responsibility makes a lot of people wonder, “How old do you have to be to buy a car?” Between...

For many kids, owning their first car ranks as one of the mo...

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Can you drive a car with airbags deployed?

Airbags are lifesaving devices that can keep a driver and passenger safe when a crash happens. Having these and other safety features in a car also make your car insurance cheaper. After a collision, it can be overwhelming to manage all the things you have to think about. But one of the top questions you...

Airbags are lifesaving devices that can keep a driver and pa...

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Do seat belt laws impact my car insurance?

The seat belt laws are different in every state, but they are required in most places. Your insurance company won’t be happy if they find out you don’t wear your seat belt, and it could affect you financially. Insurance companies like to reduce risk, and even offer car insurance discounts for safety features like seat...

The seat belt laws are different in every state, but they ar...

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If airbags deploy, is my car totaled?

If airbags deploy, is my car totaled? Whether or not your car is totaled will largely depend on how your state determines total loss. With a comprehensive car insurance guide and policy, you can ensure that you get proper airbag repairs or reimbursement for a totaled vehicle. While researching if airbag deployment will total your...

If airbags deploy, is my car totaled? Whether or not your ca...

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How much does PLPD insurance cost in Michigan?

Michigan PLPD insurance has a lower coverage limit than most states in the U.S. Since the coverage limits are so low, how much does PLPD insurance cost in Michigan? PLPD insurance cost depends on the company, the location, and several factors that determine car insurance. Follow us through this guide to learn how much Michigan...

Michigan PLPD insurance has a lower coverage limit than most...

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How does a suspended license affect car insurance rates?

If my license is suspended, can I get car insurance? If so, how does a suspended license affect car insurance rates? If you have a suspended license, car insurance rates are likely to be expensive. Many factors affect a driver’s car insurance rates. Car accidents, getting pulled over for speeding, and being convicted of a...

If my license is suspended, can I get car insurance? If so, ...

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How does bankruptcy affect car insurance?

If you are thinking about filing for bankruptcy or have already started the process, you need to know how your car insurance rates will be impacted. You need to know the different types of bankruptcy and how each chapter compares to the other chapters. The bankruptcy process shouldn’t be such a mystery. A high number...

If you are thinking about filing for bankruptcy or have alre...

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Driving Without Insurance: Avoid Lapses in Coverage for Lower Rates

Every state has rules about having at least minimum car insurance on any registered vehicle, and if you’re caught driving without insurance you should be prepared to pay a fine to your state. Multiple offenses can add up and even cost you your license. If you’re caught, you’ll need to pay the penalty and get...

Every state has rules about having at least minimum car insu...

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15 Traffic Tickets that Raise Car Insurance Rates (Plus Ways to Save)

A clean record will help you get the lowest rates available, but sometimes things happen and you get a ticket or get into an accident. But what can you do? We are going to explain violations, both felony and misdemeanor, along with traffic infractions to see just how much your rate will be affected. Ready...

A clean record will help you get the lowest rates available,...

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