Insurance and Driving Laws

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What is the penalty for driving without insurance in Washington?Post

What is the penalty for driving without insurance in Washington?

While the State of Washington does not have the steepest of penalties in the United States for driving without insurance, the fines and other consequences can be quite hefty. Any driver should know that all 50 states require insurance or proof of financial responsibility and the law takes these requirements quite seriously. The penalty for...

While the State of Washington does not have the steepest of ...

How long do points stay on your driver’s license? [2024]Post

How long do points stay on your driver’s license? [2024]

When do license points expire? How long do points stay on licenses? The amount of time that point stay on your driver’s license will be entirely determined by the type of traffic tickets or driving offense committed, as well as the state in which it occurred. Generally, most points will fall off of your license...

When do license points expire? How long do points stay on li...

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How do you know if your car is due for a vehicle recall check?

The process of manufacturing a car involves, quite literally, a lot of moving parts. It’s easy for something to go wrong along the way, but defects are often caught before a vehicle goes on the market.  Sometimes, though, certain flaws fall through the cracks and go unnoticed, creating a safety issue for drivers. When that...

The process of manufacturing a car involves, quite literally...

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DWI vs. DUI: What Is the Difference?

DUI and DWI are used to describe drunk or alcohol-related driving violations. Most states use the terms interchangeably to describe getting behind the wheel while intoxicated.  However, other states have different meanings for these terms, and you’re probably wondering about those variances. Read on to learn about the differences between a DUI and a DWI. ...

DUI and DWI are used to describe drunk or alcohol-related dr...

Does a negligent driving ticket affect car insurance rates?Post

Does a negligent driving ticket affect car insurance rates?

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were conducting unsafe driving seen as negligent and irresponsible. Many insurance companies see this as a risk factor. How does a negligent driving ticket affect insurance rates?...

A negligent driving ticket will, unfortunately, affect your ...

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Is hitting someone with a car assault?

In most ways, a vehicle is a positive thing to own. It helps get drivers and passengers from Point A to Point B, it is reliable, and it can often be fun to drive.  However, this same vehicle has the potential to be a weapon, especially when it involves a car hitting a person. If...

In most ways, a vehicle is a positive thing to own. It helps...

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How long can you stay on your parents’ car insurance?

Whether you’re heading off to school, starting a full-time job, or taking time to travel, there are a lot of details to figure out between turning 18 and becoming a financially independent adult. During this time, you may wonder, how long can you stay on your parents car insurance, on their health insurance, and as...

Whether you’re heading off to school, starting a full-time...

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What do red light cameras look like?

About half of U.S. states have red light cameras on the road. Whether you run a red light because of an emergency or mistakenly make a prohibited right turn on a red, knowing what red light cameras look like can help you prepare for the possibility of a ticket. To help you protect your driving...

About half of U.S. states have red light cameras on the road...

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Is it illegal to sleep in your car?

Is it illegal to sleep in your car? Depending on the location, it may be illegal to sleep in your car. However, along the major interstate highway system, rest areas allow drivers to park and rest for up to four hours. After all, keeping highways free from sleepy drivers is safer for everyone on the...

Is it illegal to sleep in your car? Depending on the locatio...

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How old do you have to be to own a car?

For many kids, owning their first car ranks as one of the most exciting parts of growing up. A car means more freedom than ever before, but it also comes with a lot of responsibility. That responsibility makes a lot of people wonder, “How old do you have to be to buy a car?” Between...

For many kids, owning their first car ranks as one of the mo...

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Can you drive a car with airbags deployed?

Airbags are lifesaving devices that can keep a driver and passenger safe when a crash happens. Having these and other safety features in a car also make your car insurance cheaper. After a collision, it can be overwhelming to manage all the things you have to think about. But one of the top questions you...

Airbags are lifesaving devices that can keep a driver and pa...

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Do seat belt laws impact my car insurance?

The seat belt laws are different in every state, but they are required in most places. Your insurance company won’t be happy if they find out you don’t wear your seat belt, and it could affect you financially. Insurance companies like to reduce risk, and even offer car insurance discounts for safety features like seat...

The seat belt laws are different in every state, but they ar...

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If airbags deploy, is my car totaled?

If air bags deploy, is my car totaled? Whether or not your car is totaled will largely depend on how your state determines total loss. With a comprehensive car insurance guide and policy, you can ensure that you get proper air bag repairs or reimbursement for a totaled vehicle. While researching if air bag deployment...

If air bags deploy, is my car totaled? Whether or not your c...

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How much does PLPD insurance cost in Michigan?

Michigan PLPD insurance has a lower coverage limit than most states in the U.S. Since the coverage limits are so low, how much does PLPD insurance cost in Michigan? PLPD insurance cost depends on the company, the location, and several factors that determine car insurance. Follow us through this guide to learn how much Michigan...

Michigan PLPD insurance has a lower coverage limit than most...

Compare Car Insurance Rates After a Suspended License [2024]Post

Compare Car Insurance Rates After a Suspended License [2024]

Does a suspended license affect insurance? Having a suspended license will have a significant long-term impact on your car insurance rates. If your driver’s license gets suspended, most insurance companies won’t provide coverage unless you obtain a restricted license or an SR-22. Your rates may be significantly higher regardless of the insurance company you choose,...

Does a suspended license affect insurance? Having a suspende...

How much does bankruptcy affect car insurance rates?Post

How much does bankruptcy affect car insurance rates?

If you are thinking about filing for bankruptcy or have already started the process, you need to know how your car insurance rates will be impacted. You need to know the different types of bankruptcy and how each chapter compares to the other chapters. The bankruptcy process shouldn’t be such a mystery. A high number...

If you are thinking about filing for bankruptcy or have alre...

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Driving Without Insurance: Avoid Lapses in Coverage for Lower Rates

When you are driving without car insurance, you are violating state laws in most states. These laws exist for several reasons — to protect other drivers on the road and ensure that you are financially responsible for any damages you may cause.  So what happens if you are caught driving without insurance? In this article,...

When you are driving without car insurance, you are violatin...

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15 Traffic Tickets that Raise Car Insurance Rates

A clean record will help you get the lowest rates available, but sometimes things happen and you get a ticket or get into an accident. But what can you do? We are going to explain violations, both felony and misdemeanor, along with traffic infractions to see just how much your rate will be affected. Ready...

A clean record will help you get the lowest rates available,...

What insurance coverage is required for a food truck in Wisconsin?Post

What insurance coverage is required for a food truck in Wisconsin?

Food trucks are a casual dining option that many Wisconsin residents love, and you may be thinking about throwing your hat into the ring to take advantage of the benefits associated with running your own food truck. Regardless of the type of business that you plan to open, a thoughtful and carefully researched business plan...

Food trucks are a casual dining option that many Wisconsin r...

What insurance coverage is required for a food truck in Washington, D.C.?Post

What insurance coverage is required for a food truck in Washington, D.C.?

A business plan is essential to starting your food truck business because it will allow you the chance to have a clear outline of what to expect from the business. Comparing insurance quotes can sometimes be overwhelming, so having a space to keep all of your potential insurance information in your business plan will help...

A business plan is essential to starting your food truck bus...

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