Insurance and Driving Laws

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Is it illegal to own a vehicle without insurance?Post

Is it illegal to own a vehicle without insurance?

Wondering is it illegal to own a vehicle without insurance? You are legally required to have minimum liability car insurance in many states, or at the very least, a way to pay for damages, such as with assets. There are notable exemptions to the minimum car insurance requirements by state, but it’s generally illegal to...

Wondering is it illegal to own a vehicle without insurance? ...

Do I have to repair my car with the insurance money?Post

Do I have to repair my car with the insurance money?

You buy an auto insurance policy in hopes of never being in a situation where you need to file a claim. If you do experience a monetary loss, knowing that you do have coverage to pay for your repairs and for other damages will give you the peace of mind that you need to drive...

You buy an auto insurance policy in hopes of never being in ...

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Can my car be impounded for not having insurance?Post

Can my car be impounded for not having insurance?

One of the most important reasons to carry active auto insurance at all times is for the financial protection that it provides. Individuals who choose to drive uninsured are at risk of having an uninsured accident, where they will be left to pay for all of the third-party damages on their own or face civil...

One of the most important reasons to carry active auto insur...

What car insurance is required to lease a car? [2024]Post

What car insurance is required to lease a car? [2024]

When you lease a car does it come with insurance? When you’re entering into a lease contract, you’ll notice that some leasing companies will actually pay for certain costs associated with owning a vehicle. Unfortunately, leased car insurance is not one of them. It’s not out of the ordinary for a company to agree to...

When you lease a car does it come with insurance? When you&#...

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Are car insurance cancellation fees legal?

Nobody gets excited about paying a cancellation fee, but you can’t always avoid them. Sometimes, you’re stuck paying them no matter how hard you fight. However, there are many reasons why a person might be in this situation, and so they need to know how to cancel their car insurance policy and what it will...

Nobody gets excited about paying a cancellation fee, but you...

How do you test drive a car without insurance?Post

How do you test drive a car without insurance?

There are not many scenarios where you can legally drive without insurance, but one scenario where you are commonly covered without insurance is when you are on a test drive. There isn’t specifically any test driving insurance option out there, but there are a few ways a driver can be covered. While it is possible...

There are not many scenarios where you can legally drive wit...

Do I have to pay insurance for a totaled car?Post

Do I have to pay insurance for a totaled car?

If someone totals your car in an accident, you’re likely wondering what your options are and if your insurance will cover the cost of a new car. You have many options available to you if someone totals your car besides accepting your insurance company’s offer. You also have choices when insuring a totaled car. Understanding...

If someone totals your car in an accident, you’re likely w...

How do you find car insurance coverage requirements in your state?Post

How do you find car insurance coverage requirements in your state?

Car insurance can be a bit confusing since each state requires a different level and sometimes even different types of car insurance. However, the Internet provides many great places to find out what the required auto insurance coverage is in your state. Finding car insurance quotes is just as easy when you put your ZIP...

Car insurance can be a bit confusing since each state requir...

How do you file for SR-22 insurance?Post

How do you file for SR-22 insurance?

If your driver’s license has been suspended, your state’s Motor Vehicle Division may have informed you that you need to obtain an SR-22 in order to restore your driving privileges. Because SR-22 filings are foreign to most people until they need one, the process of obtaining this filing can seem confusing. Fortunately, getting a quote...

If your driver’s license has been suspended, your stat...

What are the DUI insurance laws in Indiana?Post

What are the DUI insurance laws in Indiana?

The “Drive Sober or Get Pulled Over” campaign has hit the state that is the host to the spectacular Indy 500, one of the most popular sporting events in America. It just goes to show that in states, like Indiana, that love fast cars, smart driving is similarly in vogue. This article details Indiana DUI’s regarding:...

The “Drive Sober or Get Pulled Over” campaign has h...

Can I insure my friend’s car?Post

Can I insure my friend’s car?

If you are wondering whether or not you can insure your friend’s car, the answer is yes. However, depending on what your purpose is for insuring your friend’s car, there are a couple of different ways that you can go about this. Most auto insurance policies cover a vehicle owned by the policyholder. However, there...

If you are wondering whether or not you can insure your frie...

Compare School Bus Insurance Rates [2024]Post

Compare School Bus Insurance Rates [2024]

You must meet certain school bus auto insurance requirements if you intend to provide services to a school district and transport kids to and from their place of learning. Because of their size and classification, these vehicles require more than just basic car insurance coverage. Read on to learn more. Even if you purchase a...

You must meet certain school bus auto insurance requirements...

What are the DUI insurance laws in Virginia?Post

What are the DUI insurance laws in Virginia?

The state of Virginia is known for having very tough drunk driving laws. Drunk driving is not a traffic violation offense; it is a criminal offense requiring the person who was driving drunk to be handcuffed and taken to the police station.Then he/she will have to go to court, and anyone wanting to plead innocent...

The state of Virginia is known for having very tough drunk d...

What are the DUI insurance laws in Minnesota?Post

What are the DUI insurance laws in Minnesota?

Minnesota is a state that takes driving under the influence (DUI or DWI) seriously. According to Minnesota DWI Laws, the penalties for drunk or impaired driving are severe. This includes jail time, loss of license, ignition interlock, and the process to have your license reinstated is difficult. If you are convicted of violating Minnesota drunk...

Minnesota is a state that takes driving under the influence ...

What are the DUI insurance laws in Washington?Post

What are the DUI insurance laws in Washington?

Located in the northwest corner of the country, Washington is a picturesque state of green space. The Evergreen State is the 18th largest state with six prominent geographical lands areas that help to make the beautiful scenic byways for which Washington is known. Residents and tourists alike can experience the breathtaking views of a rainforest,...

Located in the northwest corner of the country, Washington i...

What are the DUI insurance laws in New Jersey?Post

What are the DUI insurance laws in New Jersey?

In New Jersey, driving under the influence (DUI), is also known as driving while intoxicated (DWI). A New Jersey driver is considered impaired if their blood alcohol level is above .08%. For minors under age 21, the limit is .01%, and for drivers of commercial vehicles, the limit is .04%. Find high-risk car insurance quotes...

In New Jersey, driving under the influence (DUI), is also kn...

What are the DUI insurance laws in Mississippi?Post

What are the DUI insurance laws in Mississippi?

The state of Mississippi DUI laws and penalties are strict in an attempt to deter drivers from getting behind the wheel when they are legally impaired. Like every other state in the nation, Mississippi drinking and driving (DUI) is taken very seriously. A DUI conviction can result in: Jail or prison time Monetary fines Community...

The state of Mississippi DUI laws and penalties are strict i...

What are the DUI insurance laws in Hawaii?Post

What are the DUI insurance laws in Hawaii?

Sometimes, citizens choose to drink while driving. Hawaii has strict DUI laws. Hawaii became the 50th state in 1959. It has a population of over a million people, and it is comprised only of islands. Hawaii is known for its beautiful beaches, palm trees, gorgeous mountains, magnificent waterfalls and exotic flowers. Compare state car insurance...

Sometimes, citizens choose to drink while driving. Hawaii ha...

What are the DUI insurance laws in New Mexico?Post

What are the DUI insurance laws in New Mexico?

New Mexico is cracking down on crime when it comes to drinking and driving. That means that you have to be very careful how you handle your drinking. Get DUI car insurance quotes today in your area for FREE with our ZIP code search above! Never drive after drinking. New Mexico is very serious about...

New Mexico is cracking down on crime when it comes to drinki...

What are the DUI insurance laws in Louisiana?Post

What are the DUI insurance laws in Louisiana?

Louisiana DUI laws are typical of nationwide “driving under the influence” laws. Car insurance rates tend to go up with each DUI. In addition, DUI makes it more like that an insurer will drop you as a client, or the insurer will raise rates very high to force off those unfortunate enough to have a DUI...

Louisiana DUI laws are typical of nationwide “driving ...

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