Chevrolet Sonic Insurance Quotes [List of Money Saving Tips]

If you want to buy inexpensive Chevrolet Sonic insurance coverage then you should know that a policy will cost $114 per month ($1,362 per year) on average. Shop around to find cheap Chevrolet Sonic insurance rates. On average, Chevrolet Sonic comprehensive insurance coverage costs $332, collision coverage costs $484, and liability coverage costs $384.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,362 a year or $114 each month
  • A liability-only policy costs around $546 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,978 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • Chevrolet Sonic insurance costs around $157 less per year than the average vehicle

Chevrolet Sonic insurance rates average around $1,362 a year or $114 a month which is $157 less than the average vehicle in the country. Good drivers can save up to $562 a year in policy discounts for staying safe out on the road. Let’s take a quick look at Chevrolet Sonic insurance rates, crash test ratings, and more.

You can start comparing quotes for Chevrolet Sonic car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Sonic Insurance Cost

The average Chevrolet Sonic auto insurance costs are $1,362 a year or $114 a month.

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Are Chevrolet Sonics Expensive to Insure?

The chart below details how Chevrolet Sonic insurance rates compare to other sedans like the Kia Forte, Ford Fusion, and Volkswagen Passat.

Vehicle Comprehensive Collision Liability Total
Chevrolet Sonic $270 $536 $398 $1,362
Kia Forte $322 $500 $372 $1,352
Ford Fusion $336 $626 $372 $1,492
Volkswagen Passat $332 $600 $390 $1,480
Chevrolet Malibu $322 $532 $372 $1,384
Nissan Altima $306 $570 $390 $1,424
Kia Optima $322 $532 $420 $1,454
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Sonic Insurance?

The Chevrolet Sonic trim and model you choose can impact the total price you will pay for Chevrolet Sonic car insurance coverage.

Age of the Vehicle

Older Chevrolet Sonic models generally cost less to insure. For example, car insurance for a 2018 Chevrolet Sonic costs $1,362, while 2012 Chevrolet Sonic insurance costs are $1,208, a difference of $154.

Model Year Comprehensive Collision Liability Total
2018 Chevrolet Sonic $270 $536 $398 $1,362
2017 Chevrolet Sonic $260 $524 $416 $1,358
2016 Chevrolet Sonic $250 $502 $430 $1,340
2015 Chevrolet Sonic $238 $484 $442 $1,322
2014 Chevrolet Sonic $228 $450 $452 $1,288
2013 Chevrolet Sonic $218 $424 $456 $1,256
2012 Chevrolet Sonic $210 $380 $460 $1,208
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Driver Age

Driver age can have a significant impact on the cost of Chevrolet Sonic auto insurance. For example, 20-year-old drivers pay as much as $1,726 more each year for their Chevrolet Sonic auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Sonic insurance rates. For example, drivers in Los Angeles may pay $1,171 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Sonic auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Sonic auto insurance rates with violations on their driving record.

Chevrolet Sonic Safety Ratings

The Chevrolet Sonic’s safety ratings will affect your Chevrolet Sonic car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Sonic Crash Test Ratings

Not only do good Chevrolet Sonic crash test ratings mean you are better protected in a crash, but good Chevrolet Sonic crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Sonic 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Sonic 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Sonic Safety Features

The safety features of the Chevrolet Sonic can impact your Chevrolet Sonic car insurance rates. The Chevrolet Sonic has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release

Chevrolet Sonic Insurance Loss Probability

Review the Chevrolet Sonic car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Chevrolet Sonic auto insurance costs; higher percentages mean higher Chevrolet Sonic auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 4%
Property Damage 32%
Comprehensive -9%
Personal Injury 67%
Medical Payment 89%
Bodily Injury 59%
Source: Insurance Institute for Highway Safety
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Chevrolet Sonic Finance and Insurance Cost

When financing a Chevrolet Sonic, most lenders will require your carry higher Chevrolet Sonic coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Sonic car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Sonic Insurance

There are many ways that you can save on Chevrolet Sonic car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Sonic car insurance rates low.

  • Move to an Area with a Lower Cost of Living
  • Ask About Discounts for People with Disabilities
  • Save Money on Young Driver Chevrolet Sonic Insurance By Mentioning Grades or GPA
  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible

Top Chevrolet Sonic Insurance Companies

Who is the top car insurance company for Chevrolet Sonic insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Sonic auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Sonic offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Sonic Insurance Quotes Online

You can start comparing quotes for Chevrolet Sonic car insurance rates from some of the best car insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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