10 Best Companies for Bundling Home and Car Insurance in 2024
AAA, Allstate, and Farmers stand out as top choices for the 10 best companies for bundling home and car insurance, offering rates as low as $58 per month. These insurers provide cost-effective and comprehensive coverage, catering to individuals seeking discounts and dependable protection suited to their driving requirements.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Apr 21, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Bundling Home and Car Insurance
A.M. Best Rating
Complaint Level
Company Facts
Full Coverage for Bundling Home and Car Insurance
A.M. Best Rating
Complaint Level
Company Facts
Full Coverage for Bundling Home and Car Insurance
A.M. Best Rating
Complaint Level
AAA stands out as the ultimate choice for the best company for bundling home and car insurance, providing competitive rates starting at just $58 per month for complete coverage.
Together with Allstate and Farmers, they offer affordable rates and comprehensive coverage options that cater to your driving needs.
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 20% A Personalized Service AAA
#2 17% A+ Bundling Benefits Allstate
#3 12% A Affordable Bundle Farmers
#4 15% A Comprehensive Coverage Liberty Mutual
#5 19% A+ Customizable Policies Progressive
#6 15% A+ Extensive Discounts Nationwide
#7 7% A Customer Support American Family
#8 19% A+ Local Presence Erie
#9 10% A++ Exclusive Savings Travelers
#10 8% A++ Military Benefits USAA
We’ll help you find the best company for bundling home and car insurance by discussing necessary coverages, typical rates, and offering a free quote comparison tool by entering your ZIP code.
- AAA provides competitive pricing, commencing from $58 monthly
- Combining home and safer car can decrease expenses with premier insurers
- Selections and markdowns ensure optimal car and home insurance coverage
#1 – AAA: Top Overall Pick
Pros
- Personalized Policies: AAA provides personalized coverage options for cars.
- Competitive Pricing: AAA offers affordable rates. Your affordability guide starts with our AAA car insurance review.
- Discount Opportunities: AAA offers discounts, including ones for cars.
Cons
- Restricted Availability of Local Agents: AAA primarily operates through local agents, which may not be universally accessible.
- Coverage Restrictions: Some policy enhancements may not completely address cars’ needs.
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#2 – Allstate: Best for Bundling Benefits
Pros
- Discount Prospects: Allstate provides tailored discount options for people.
- Financial Stability: Allstate is supported by a financially stable corporation.
- Excellent Customer Service: Allstate is renowned for its prompt and easily accessible service.
Cons
- Coverage Limitations: Certain additional policy features might not completely meet the needs of people. Use our Allstate car insurance review as your guide.
- Claims Handling: People may encounter delays or challenges during the claims procedure.
#3 – Farmers: Best for Affordable Bundle
Pros
- Personalized Coverage: Farmers, as mentioned in our Farmers car insurance review, tailors to peoples’ needs.
- Cost-effective Premiums: Farmers offers affordable car insurance.
- Discount Availability: Farmers provides various offers, including those for car insurances.
Cons
- Limited Availability: Farmers mainly functions via local agents, potentially inaccessible in some regions.
- Policy Limitations: Specific additional coverage options may not completely meet requirements.
#4 – Liberty Mutual: Best for Comprehensive Coverage
Pros
- Tailored Policies: Liberty Mutual offers customized coverage options for car insurances.
- Competitive Prices: Liberty Mutual provides affordable rates.
- Exceptional Customer Service: Liberty Mutual is widely recognized for its prompt and easy-to-use service.
Cons
- Restricted Membership: Liberty Mutual membership is limited to military members, veterans, and their families.
- Limited Availability: Liberty Mutual’s availability may vary by location. Check other details through our Liberty Mutual car insurance review.
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#5 – Progressive: Best for Customizable Policies
Pros
- Customized Policies: In our Progressive car insurance review, customized coverage options cater to car.
- Robust Rates: Progressive provides affordable pricing.
- Price Reduction: Progressive offers various discount opportunities, including those specific to seniors.
Cons
- Claims Handling: People may experience delays or complications in the claims process.
- Limited Discounts: Progressive may not offer as many discounts as some competitors.
#6 – Nationwide: Best for Extensive Discounts
Pros
- Discount Possibilities: Nationwide presents a variety of discount offerings.
- Financial Strength: Nationwide is supported by a financially robust company.
- Exceptional Client Assistance: Nationwide is acknowledged for its responsive and easy-to-navigate service.
Cons
- Claims Processing: In our Nationwide car insurance review, people may experience claim processing delays.
- Limited Discount Variety: Nationwide might not have as broad a selection of discounts as some competitors.
#7 – American Family: Best for Customer Support
Pros
- Innovative coverage options: American Family offers unique coverage options, such as Accident Forgiveness and Deductible Rewards, providing added value.
- User-friendly technology: With intuitive mobile apps and online tools, American Family makes it easy for customers to manage policies and claims.
- Strong financial stability: American Family’s robust financial standing ensures policyholders have a reliable and stable insurance provider.
Cons
- Potentially higher premiums: Some customers may find American Family’s premiums slightly higher compared to other insurers.
- Mixed customer service reviews: While many customers have positive experiences, some reports in our American Family insurance review, challenges with claims processing.
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#8 – Erie: Best for Local Presence
Pros
- Tailored Policies: Erie offers customized coverage options for car insurances.
- Competitive Prices: Erie provides affordable rates.
- Exceptional Customer Service: Erie is widely recognized for its prompt and easy-to-use service.
Cons
- Restricted Membership: Erie membership is limited to military members, veterans, and their families.
- Limited Availability: Erie’s availability may vary by location. Check other details through our Erie car insurance review.
#9 – Travelers: Best for Exclusive Savings
Pros
- Competitive rates: Our Travelers car insurance review reveals competitive rates that are budget-friendly.
- Comprehensive coverage options: Travelers provides customizable policies.
- Discounts: Travelers offers various discounts, including those tailored for cars.
Cons
- Limited local agents: Travelers operates primarily online and over the phone.
- Coverage limitations: Some policy add-ons may not fully meet classic cars’ needs.
#10 – USAA: Best for Military Benefits
Pros
- Exclusive to military members: USAA provides insurance exclusively to military members and their families, offering specialized coverage.
- Top-rated customer service: Consistently recognized for exceptional customer service, USAA prioritizes the needs of its members.
- Competitive rates: Members often benefit from competitive rates, making USAA an attractive option for budget-conscious policyholders.
Cons
- Limited eligibility: According to our USAA Insurance Review, it is only available to military personnel and their families, excluding the general public.
- Fewer physical locations: With a focus on online and phone-based services, USAA has fewer physical branch locations.
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Benefits of Bundling Home and Car Insurance
Insurers Benefiting from Offering Combined House and Car Insurance Policies
Insurance companies offer deep discounts for combined insurance policies because the more you insure with them, the longer you probably will stay with them.
It costs the companies money to continually lose clients and process new ones.Scott W. Johnson Licensed Insurance Agent
Insurance Companies Offering the Best Insurance Bundles
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Bundling my Home and Car Insurance Policies
Downsides of Bundling Insurance Policies
Case Studies: Bundling Policies for Auto and Home Insurance
Bundling home and auto insurance policies can save money and simplify coverage, including insurance for a classic car. Let’s explore three case studies showcasing the benefits of bundling with reputable insurers, providing insights into maximizing savings and coverage.
- Case Study 1 – Saving on Premiums With Unity Insurance Company: Sarah Thompson bundled her auto and home insurance with Unity Insurance Company, saving 15% on premiums while enjoying convenience and comprehensive coverage.
- Case Study 2 – Streamlining Coverage With Shield Insurance Group: John Reynolds streamlined his insurance with Shield Insurance Group by bundling his auto and home policies, resulting in a 10% premium reduction and peace of mind.
- Case Study 3 – Maximizing Discounts With Secure Coverage Assurance: Mary Johnson in New York optimized her coverage with Secure Coverage Assurance, bundling her auto and home policies for a 20% premium reduction, ensuring comprehensive protection at an affordable price.
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Bundling Insurance Policies: The Bottom Line
Frequently Asked Questions
What are the benefits of bundling home and auto insurance?
Bundling home and auto insurance can lead to savings through multi-policy discounts offered by insurance companies.
What is insurance bundling?
How can I bundle my insurance?
To bundle your insurance, you can check with your current insurance company to see if they offer discounts for multiple policies. Additionally, you can compare quotes from different companies to find the best rates for bundled insurance. Enter your ZIP code now.
Which insurance companies offer the best insurance bundles?
The best insurance bundle options vary depending on individual circumstances and the specific insurance needs. It is recommended to research and compare quotes from several insurance companies to determine the best deal for you.
Should I bundle my home and auto insurance policies?
Should I buy house and car insurance policies just to save money?
It’s important to find a balance between affordability and quality coverage. Cheaper insurance policies may come with limitations and less reliable service. Enter your ZIP code for further details.
What are the benefits of bundling home and auto insurance?
How do insurers benefit from offering combined house and car insurance policies?
Which insurance companies offer the best insurance bundle?
Should I bundle my home and auto insurance policies?
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.