State Farm vs. Progressive Car Insurance [2020]

Compare car insurance for State Farm vs Progressive by looking at rates and customer satisfaction. State Farm generally has cheaper rates and smaller premiums, but both companies have high ratings.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 10, 2021

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Here's what you need to know...

  • Both State Farm and Progressive are excellent companies that have a long history of customer satisfaction
  • Life insurance is better with State Farm, but auto insurance is better with Progressive
  • The price should be the main deciding factor between the two companies

State Farm versus Progressive Insurance is an even battle. Both companies have a long history of near-perfect customer satisfaction, with a wide variety of resources to enrich customer relationships.

Their advertising campaigns are as equally competitive, with Progressive having a slight edge over State Farm in the auto insurance department, as a result of recent sweeping approval and award collection from Popular Mechanics and Consumer Reports.

This one is purely a battle of preference. Progressive and State Farm both offer comprehensive auto insurance plans, but Progressive has a more thorough website.

They also offer an easy-to-use price comparison tool and show how much their competition are charging for similar plans. Regular comparison shopping is crucial to finding the best rate and policy.

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State Farm and Progressive’s Cost, History, and Comparisons

Progressive generally has higher premiums, which may be the deciding factor in this close battle. State Farm generally has cheaper rates and smaller premiums, but both companies are truly excellent.

Progressive has established themselves as one of the kings of the insurance-selling jungle in present years. Their ambitious advertising campaigns have reinforced customer relationships.

State Farm slightly predates the predecessor of Progressive’s modern face and is an elder compared to the new Progressive, which truly came about in the late 90’s after a merger changed the face of the company forever.

Life insurance policies are better with State Farm, but auto insurance policies are generally better with Progressive.

Just check out both of the companies and their websites, and find a local agent. The price should be the main deciding factor here.

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State Farm vs. Progressive Car Insurance Rates in Various Cities

The following cities have saved significantly with either companies’s plans:

  • Seattle – Progressive (Progressive reigns as the king of insurance in Seattle)
  • Portland – State Farm
  • Dallas – Progressive (An average of $200/year savings)
  • Austin – Progressive
  • Los Angeles – State Farm ($500/year savings)
  • San Francisco – State Farm ($200/year savings on average, according to surveys of the area published in 2009)
  • New York – Progressive
  • Chicago – Progressive ($900/year savings on average. Wow!)

Should you buy Progressive or State Farm insurance?

So — should you buy Progressive car insurance or State Farm car insurance?

No one company is right for everyone, so enter your zip code to do your own car insurance comparison today!

References:

  1. https://www.popularmechanics.com/
  2. https://www.consumerreports.org
  3. https://www.progressive.com/about/
    -progressive-insurance/
  4. https://www.statefarm.com/insurance/auto
  5. https://www.statefarm.com/finances/life-insurance
  6. https://www.progressive.com/auto/insurance-coverages/

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