Compare Aberdeen, KY Car Insurance Rates (2021)

Car insurance in Aberdeen, KY averages $354 a month. Aberdeen, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Aberdeen car insurance rates, compare quotes from the top car insurance companies in Aberdeen, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Aberdeen for teen drivers is USAA
  • Average car insurance rates in Aberdeen, KY after a DUI are $5,095/year
  • Average car insurance rates in Aberdeen, KY are $4,246/year

If you need to buy Aberdeen, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Aberdeen, KY is right here.

You’ll find Aberdeen car insurance rates, the cheapest Aberdeen, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Aberdeen, Kentucky car insurance rates to Frankfort car insurance rates, Independence car insurance rates, and Florence car insurance rates.

Ready to find affordable Aberdeen, KY car insurance today? Enter your ZIP code for fast, free Aberdeen car insurance quotes.

Cheapest Aberdeen, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aberdeen, KY car insurance rates? Every Aberdeen, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aberdeen, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,588 $2,802 $2,215 $2,469 $10,689 $11,798 $2,697 $2,790
Nationwide $3,189 $3,204 $2,873 $3,015 $7,084 $8,879 $3,602 $3,796
Progressive $2,037 $1,943 $1,819 $1,831 $9,735 $11,024 $2,527 $2,596
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Aberdeen, KY

Every driver must carry the minimum car insurance in Aberdeen, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Aberdeen, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Aberdeen, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aberdeen, KY. Compare credit history car insurance rates in Aberdeen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aberdeen, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,793 $4,178 $3,296
Nationwide $5,421 $4,249 $3,696
Progressive $4,689 $4,079 $3,798
State Farm $4,536 $2,742 $2,142
Travelers $5,628 $4,760 $4,740
USAA $4,165 $2,317 $1,884

Cheapest Aberdeen, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aberdeen, KY to rates for a clean record with top companies.

Annual Aberdeen, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,964 $6,098 $4,744 $4,218
Nationwide $3,530 $4,583 $5,814 $3,894
Progressive $3,468 $5,114 $3,958 $4,217
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Aberdeen, KY Car Insurance for Teen Drivers

Teen car insurance in Aberdeen, KY can be expensive. Take a look at rates from the top car insurance companies in Aberdeen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aberdeen, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $10,689 $11,798
Nationwide $7,084 $8,879
Progressive $9,735 $11,024
State Farm $5,542 $6,928
Travelers $10,289 $16,460
USAA $4,875 $5,165

Cheapest Aberdeen, KY Car Insurance for Seniors

Take a look at Aberdeen, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aberdeen, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,215 $2,469
Nationwide $2,873 $3,015
Progressive $1,819 $1,831
State Farm $1,831 $1,831
Travelers $2,135 $2,140
USAA $1,693 $1,740

Cheapest Aberdeen, KY Car Insurance Rates After a DUI

A DUI in Aberdeen, KY increases car insurance rates. Compare Aberdeen, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aberdeen, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,744
Nationwide $5,814
Progressive $3,958
State Farm $3,140
Travelers $6,527
USAA $3,541

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Cheapest Aberdeen, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aberdeen, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aberdeen, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,756 $4,756
Nationwide $4,455 $4,455
Progressive $4,189 $4,189
State Farm $3,060 $3,220
Travelers $5,043 $5,043
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Aberdeen, KY

Take a look at a side-by-side comparison of the top car insurance companies in Aberdeen, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aberdeen, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,756
Nationwide $4,455
Progressive $4,189
State Farm $3,140
Travelers $5,043
USAA $2,789

Category Winners: Cheapest Car Insurance in Aberdeen, Kentucky

Find the cheapest car insurance companies in Aberdeen, KY for each category right here.

Best Annual Car Insurance Rates by Company in Aberdeen, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Aberdeen, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aberdeen car insurance rates. Find the cheapest Aberdeen, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aberdeen, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,524 $4,725 $5,019
Nationwide $4,549 $4,401 $4,416
Progressive $3,912 $4,146 $4,509
State Farm $2,981 $3,134 $3,305
Travelers $4,803 $5,068 $5,257
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Aberdeen, Kentucky?

What factors can have an impact on Aberdeen, KY car insurance? There are several reasons why Aberdeen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aberdeen, Kentucky.

Traffic in Aberdeen

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Aberdeen, KY traffic data from INRIX ranks Aberdeen as the 278th-most congested in the world.

Compare Car Insurance Quotes in Aberdeen, KY

Ready to find affordable Aberdeen, Kentucky car insurance today? Enter your ZIP code for fast, free Aberdeen, KY car insurance quotes.

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