Compare Absecon, NJ Car Insurance Rates (2021)

Car insurance in Absecon, NJ averages $481 a month. Absecon, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Absecon car insurance rates, compare quotes from the top car insurance companies in Absecon, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Absecon is 8205
  • The cheapest car insurance company in Absecon for teen drivers is GEICO
  • Average car insurance rates in Absecon, NJ after a DUI are $6,836/year

If you need to buy Absecon, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Absecon, NJ is right here.

You’ll find Absecon car insurance rates, the cheapest Absecon, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Absecon, New Jersey car insurance rates to Camden car insurance rates, Union City car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Absecon, NJ car insurance today? Enter your ZIP code for fast, free Absecon car insurance quotes.

Cheapest Absecon, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Absecon, NJ car insurance rates? Every Absecon, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Absecon, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,044 $4,027 $3,964 $3,964 $12,492 $14,745 $4,806 $4,811
Farmers $5,043 $5,074 $4,932 $4,772 $14,141 $16,152 $5,933 $5,876
GEICO $2,430 $2,392 $2,380 $2,380 $4,399 $4,294 $2,806 $2,680
Liberty Mutual $4,448 $4,448 $4,882 $4,882 $11,425 $12,954 $4,882 $5,592
Progressive $2,165 $1,981 $1,950 $2,034 $9,600 $10,283 $2,544 $2,348
State Farm $4,635 $4,635 $4,204 $4,204 $15,274 $19,603 $5,291 $5,908
Travelers $3,324 $3,197 $3,085 $3,094 $7,362 $8,220 $3,200 $3,145

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Minimum Car Insurance in Absecon, NJ

Every driver must carry the minimum car insurance in Absecon, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Absecon, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Absecon, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Absecon, NJ. Compare credit history car insurance rates in Absecon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Absecon, New Jersey

Insurance Company Poor Fair Good
Allstate $9,336 $5,878 $4,606
Farmers $9,336 $7,155 $6,730
GEICO $4,480 $2,571 $1,860
Liberty Mutual $8,476 $6,285 $5,306
Progressive $4,640 $4,017 $3,683
State Farm $11,537 $6,953 $5,418
Travelers $5,861 $4,256 $2,868

Cheapest Absecon, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Absecon, NJ to rates for a clean record with top companies.

Annual Absecon, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,947 $8,268 $7,185 $6,027
Farmers $6,040 $10,125 $8,357 $6,438
GEICO $2,305 $3,038 $4,232 $2,305
Liberty Mutual $6,423 $7,354 $6,555 $6,423
Progressive $3,487 $4,795 $4,055 $4,117
State Farm $4,324 $7,886 $12,682 $6,985
Travelers $3,318 $4,970 $4,785 $4,241

Cheapest Absecon, NJ Car Insurance for Teen Drivers

Teen car insurance in Absecon, NJ can be expensive. Take a look at rates from the top car insurance companies in Absecon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Absecon, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,492 $14,745
Farmers $14,141 $16,152
GEICO $4,399 $4,294
Liberty Mutual $11,425 $12,954
Progressive $9,600 $10,283
State Farm $15,274 $19,603
Travelers $7,362 $8,220

Cheapest Absecon, NJ Car Insurance for Seniors

Take a look at Absecon, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Absecon, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,964 $3,964
Farmers $4,932 $4,772
GEICO $2,380 $2,380
Liberty Mutual $4,882 $4,882
Progressive $1,950 $2,034
State Farm $4,204 $4,204
Travelers $3,085 $3,094

Cheapest Absecon, NJ Car Insurance Rates After a DUI

A DUI in Absecon, NJ increases car insurance rates. Compare Absecon, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Absecon, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,185
Farmers $8,357
GEICO $4,232
Liberty Mutual $6,555
Progressive $4,055
State Farm $12,682
Travelers $4,785

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Cheapest Absecon, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Absecon, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Absecon, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,594 $6,619
Farmers $7,740 $7,740
GEICO $2,945 $2,995
Liberty Mutual $6,624 $6,754
Progressive $4,113 $4,113
State Farm $7,761 $8,178
Travelers $4,328 $4,328

Cheapest Absecon, NJ Car Insurance Rates by ZIP Code

Absecon car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Absecon, NJ.

Annual Car Insurance Rates by ZIP Code in Absecon, New Jersey

ZIP Code Average Annual Rates
8201 $5,455
8205 $5,349

The Best Cheap Car Insurance Companies in Absecon, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Absecon, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Absecon, New Jersey

Insurance Company Average Annual Rates
Allstate $6,607
Farmers $7,740
GEICO $2,970
Liberty Mutual $6,689
Progressive $4,113
State Farm $7,969
Travelers $4,328

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Category Winners: Cheapest Car Insurance in Absecon, New Jersey

Find the cheapest car insurance companies in Absecon, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Absecon, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Absecon, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Absecon car insurance rates. Find the cheapest Absecon, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Absecon, New Jersey

Insurance Company Low Medium High
Allstate $6,019 $6,716 $7,085
Farmers $6,855 $7,670 $8,696
GEICO $2,656 $3,025 $3,229
Liberty Mutual $5,981 $6,892 $7,193
Progressive $3,686 $4,176 $4,478
State Farm $7,376 $8,079 $8,454
Travelers $3,952 $4,326 $4,708

What affects car insurance rates in Absecon, New Jersey?

What factors can have an impact on Absecon, NJ car insurance? There are several reasons why Absecon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Absecon, New Jersey.

Commute Time in Absecon

The more time you spend in your car the higher the risk of an accident. The average commute length in Absecon, NJ is 22.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Absecon, NJ

Ready to find affordable Absecon, New Jersey car insurance today? Enter your ZIP code for fast, free Absecon, NJ car insurance quotes.

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